Pay Later offers (FR)

Add Pay Later buttons and messaging to your checkout

DocsCurrentLast updated: August 26th 2021, @ 2:36:27 pm

PayPal offers short-term, interest-free payments that buyers can use to buy now and pay later, while merchants get paid up-front. Pay Later offers are included with PayPal Checkout at no additional cost to you.

Pay Later offers include Pay in 4X, an installment offer that allows French-based consumers to spread the cost of the purchases across four equal payments for transactions between 30€ to 2,000€. The first payment is due at the time of the transaction with the subsequent payments spread across 90 days.

With Pay in 4X, you give shoppers increased flexibility to spread the cost of their purchases over time. Pay later messaging is available for most French-based merchants with a one-time payment integration. See the Eligibility section below for more information.

How it Works


Pay Later messaging helps you get the most out of PayPal’s buy now, pay later offers. You can use this onsite messaging to promote Pay in 4X, which can help grow your sales, attract new customers, and drive customer loyalty.

Qualifying amount message example

French text message for qualifying Pay Later offer

Non-qualifying amount or no amount message example

French text message for nonqualifying Pay Later offer


Render the 4X PayPal button in a one-time payment integration by passing enable-funding=paylater in the PayPal JavaScript SDK. For details, see enable funding.

You can render the payment buttons in a horizontal or vertical layout or as standalone payment buttons.

When customers select the button, the 4X PayPal application starts in the PayPal Checkout.



You are eligible to promote Pay in 4X if you meet all of the following:

  • You are a French-based PayPal merchant.
  • You have a one-time payment integration.
  • You have a French-facing website.
  • You transact in Euro (EUR).

Reference Transaction or Recurring Payment integrations are not eligible. Additionally, Pay Later offers must abide by the PayPal Acceptable Use Policy which govern the usage of PayPal, and prohibit certain types of transactions.

Note: While messaging can be displayed on your website to help promote pay later offers to your customers, no additional content, wording, marketing, or other material should be created by you to encourage use of this product. PayPal reserves the right to take action in accordance with the User Agreement

How do you want to integrate?

Choose how you want to add Pay Later messaging to your site.

Code it yourself Use a commerce platform Upgrade existing

Code it yourself

Choose from basic HTML attributes or more advanced JS options

Commerce platforms

Use if your site is on an online shopping cart or commerce platform

Upgrade your build

Use if you're adding Pay Later to an existing integration

Get started Get started Get started

See also