Pay Later messaging

Last updated: August 9th 2021, @ 12:46:40 pm


Pay Later messaging helps you get the most out of PayPal’s buy now, pay later offers. You can use this onsite messaging to promote Pay Later offers dynamically, which can help grow your sales, attract new customers, and drive customer loyalty.

Messaging for Germany-based merchants

Pay Later messaging includes the following pay later offer, which is available to German customers only:

  • PayPal Ratenzahlung, which buyers can use to pay for purchases in 3, 6, 12, or 24 monthly installments for purchases of 99€ to 5,000€.

Buy now, pay later example

Qualifying amount message example for 9.99% APR

Ratenzahlung text message for a Pay Later offer with 9.99% APR

Qualifying amount message example for 0% APR

Ratenzahlung text message for a Pay Later offer with 0% APR

Germany Eligibility

You are eligible for PayPal Ratenzahlung if you are a Germany-based merchant that sells in Euros. You must have an eligible PayPal payment solution integrated with your website to offer PayPal Ratenzahlung. Merchants who have integrated Ratenzahlung Powered by PayPal for their online store are not eligible. Get help removing Ratenzahlung Powered by PayPal integration.

You are eligible to promote PayPal Ratenzahlung on your online store if you have a One-Time payment integration. Merchants with only Reference Transaction or Recurring Payment integrations are not eligible.

Additionally, PayPal Ratenzahlung follows the PayPal Acceptable Use Policy, which governs the usage of PayPal and prohibits the use of PayPal and/or PayPal Ratensahlung for certain types of transactions (e.g. real money gaming, firearms, etc.)