# Customize Pay Later messaging on X-Cart (/v5/pay-later/x-cart/au)



Promote PayPal Pay Later offers using messaging on your X-Cart store.

PayPal offers short-term, interest-free payments and other special financing options that buyers can use to buy now and pay later. You get paid up-front, and there are no additional costs.

Pay Later messaging includes Pay in 4, which Australian buyers can use to pay for purchases of $1 to $1,999.99 in four, interest-free payments.

## Know before you begin [#know-before-you-begin]

* Before you begin, learn more about [Pay Later offers](/pay-later/overview).
* Before you enable the pay later messaging and button, learn about [Pay in 4 for X-Cart](https://www.x-cart.com/paypal/pay-in-4).
* If you are a new user, enable [PayPal Checkout for X-Cart](https://support.x-cart.com/en/articles/4506748-paypal-checkout).

## Enable the Pay Later button [#enable-the-pay-later-button]

> **Note:** **Note:** Ensure that PayPal Checkout is enabled for your X-Cart store.

1. Log in to your X-Cart admin panel.
2. Navigate to **PayPal Checkout** and select the **Settings** tab.
3. Check that the PayPal Checkout payment method toggle is set to **On** and enable the **Display the "Buy Now with Paypal" button** toggle is set to **On**.  <img src="https://www.paypalobjects.com/ppdevdocs/img/docs/pay-later/commerce-platforms/x-cart/xcart-1.png" alt="Example" />

## Pay Later banner [#pay-later-banner]

The Pay Later banner will appear in the following locations:

### Product details pages [#product-details-pages]

<img src="https://www.paypalobjects.com/ppdevdocs/img/docs/pay-later/commerce-platforms/x-cart/xcart-2.png" alt="Example" />

### Cart preview widget [#cart-preview-widget]

<img src="https://www.paypalobjects.com/ppdevdocs/img/docs/pay-later/commerce-platforms/x-cart/xcart-3.png" alt="Example" />

### Cart page [#cart-page]

<img src="https://www.paypalobjects.com/ppdevdocs/img/docs/pay-later/commerce-platforms/x-cart/xcart-4.png" alt="Example" />

### Checkout [#checkout]

<img src="https://www.paypalobjects.com/ppdevdocs/img/docs/pay-later/commerce-platforms/x-cart/xcart-5.png" alt="Example" />

## See also [#see-also]

[See X-Cart Support](https://support.x-cart.com/en/collections/2575094-payment-methods#paypal) for more information about PayPal integrations.

[Return to Commerce Platforms](/v5/pay-later/commerce-platforms/)