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Enable Pay Later messaging on Magento PayPal Express Checkout
Last updated: July 14, 2026
Promote PayPal Pay Later offers using messaging and buttons on your Magento store.
PayPal offers short-term, interest-free payments and installment payment options that buyers can use to buy now and pay later. You get paid up-front, and there are no additional costs.
- Pay in 3 instalments, which buyers in Italy can use to pay for purchases of €30 – €2,000 in three, interest-free payments.
- Pay in 6, 12 or 24 installments, which buyers in Italy can use to pay for purchases of €120 – €5,000, with terms of 6, 12, or 24 monthly payments.
Know before you begin
- Before you begin, learn more about Pay Later offers.
- Pay Later messaging is enabled for new merchants. If you're an existing merchant, enable the messaging.
- You are eligible to promote Pay in instalments if you are a PayPal merchant with an Italian-facing website and after making a one-time payment integration. Reference Transactions or Recurring Payment integrations are not eligible, as well as certain merchant categories (such as gambling or foreign exchange).
- While this option provides messaging that can be displayed on your website to help promote this feature to your customers, no additional content, wording, marketing, or other materials should be created by you to encourage use of this product.
Note: Ensure that you are using Magento 2.4.3 or higher.
Enable the messaging and button
To enable the Pay Later messaging and button, complete the following:
Access the settings
- Login to the Magento admin portal.
- Go to Stores > Configuration.
- Go to Sales > Payment Methods.
- Select Configure next to PayPal Express Checkout.
Configure the plugin
- Click the Connect with PayPal button. To test in Sandbox, click the Sandbox Credentials button.
Log in with your PayPal credentials. After agreeing to share your credentials with Magento you will need to login to your Magento admin panel again. - Enable PayPal Pay Later Experience: Select Yes from the dropdown menu to activate Pay Later messaging and buttons. Only US Pay Later button is available.
- Advertise PayPal Pay Later: Customize Pay Later offers in various areas on the store.
- Payment Action: Choose between Authorize (authorize payment only, then delayed capture), Sale (immediate capture), or Order.
- Display on Product Details Page: Add PayPal button to the Product page.
- Display on Shopping Cart: Display PayPal button on the shopping cart. PayPal recommends setting to Yes.
See also
See the Magento documentation to learn about eligibility and technical specifications for Pay Later offers through PayPal Express Checkout.