AVS and CVV2 Response Codes


AVS Response Codes

AVS Response Codes for Visa, MasterCard, Discover, and American Express

Note Merchants using PayPal Payments Pro Direct Payment for an American Express payment, will receive a different set of AVS response codes.

AVS Code Meaning Matched Details
A Address Address only (no ZIP code)
B International "A" Address only (no ZIP code)
C International "N" None

Note The transaction is declined.

D International "X" Address and Postal Code
E Not allowed for MOTO (Internet/Phone) transactions Not applicable

Note The transaction is declined.

F UK-specific "X" Address and Postal Code
G Global Unavailable Not applicable
I International Unavailable Not applicable
M Address Address and Postal Code
N No None

Note The transaction is declined.

P Postal (International "Z") Postal Code only (no Address)
R Retry Not applicable
S Service not Supported Not applicable
U Unavailable Not applicable
W Whole ZIP Nine-digit ZIP code (no Address)
X Exact match Address and nine-digit ZIP code
Y Yes Address and five-digit ZIP
Z ZIP Five-digit ZIP code (no Address)
All others Error Not applicable

AVS Response Codes for Maestro

AVS Code Meaning Matched Details
0 All the address information matched. All information matched
1 None of the address information matched. None

Note The transaction is declined.

2 Part of the address information matched. Partial
3 The merchant did not provide AVS information. Not processed. Not applicable
4 Address not checked, or acquirer had no response. Service not available. Not applicable
Null No AVS response was obtained. Default value of field. Not applicable

PayPal Payments Pro (Direct Payment) AVS Response Codes for Amex

Code Description
A Cardholder Address only correct.
D Cardholder Name incorrect, Postal Code matches.
E Cardholder Name incorrect, Address and Postal Code match.
F Cardholder Name incorrect, Address matches.
K Cardholder Name matches.
L Cardholder Name and Postal Code match.
M Cardholder Name, Address and Postal Code match.
N No, Cardholder Address and Postal Code are both incorrect.
O Cardholder Name and Address match.
R System unavailable; retry.
S Service not supported.
U Information unavailable.
W No, Cardholder Name, Address and Postal Code are all incorrect.
Y Yes, Cardholder Address and Postal Code are both correct.
Z Cardholder Postal Code only correct.

CVV2 Response Codes

CVV2 Response Codes for Visa, MasterCard, Discover, and American Express

CVV2 Code Meaning Matched Details
E Error - Unrecognized or Unknown response Not applicable
I Invalid or Null Not applicable
M Match CVV2CSC
N No match None
P Not processed Not applicable
S Service not supported Not applicable
U Unknown - Issuer is not certified Not applicable
X No response Not applicable

CVV2 Response Codes for Maestro

CVV2 Code Meaning Matched Details
0 Matched CVV2
1 No match None
2 The merchant has not implemented CVV2 code handling Not applicable
3 Merchant has indicated that CVV2 is not present on card Not applicable
4 Service not available Not applicable
All others Error Not applicable