3D Secure test scenarios

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Last updated: Feb 5th, 9:33am

In the PayPal sandbox, you can use test cards to simulate various scenarios to generate a 3DS response in the order details response.

Scenario Test cards API response
Successful authentication:
  • Cardholder enrolled
  • Successful authentication
  • Successful signature verification

Visa: 4868719460707704

Mastercard: 5329879786234393

 
    1"authentication_result": { "liability_shift": "POSSIBLE",
    2                    "three_d_secure": { "enrollment_status": "Y", "authentication_status":
    3                    "Y" } }
    Failed signature:
    • Cardholder enrolled
    • Successful authentication
    • Unsuccessful signature verification

    Visa: 4868719115514992

    Mastercard: 5329879785160250

    		 
      1"authentication_result": {"liability_shift":
      2                    "UNKNOWN","three_d_secure": {"enrollment_status":
      3                    "Y","authentication_status": "U"}}
      Failed authentication:
      • Cardholder enrolled
      • Unsuccessful authentication
      • Successful signature verification

      Visa: 4868719796782421

      Mastercard: 5329879743856650

      		 
        1"authentication_result":{"liability_shift":
        2                    "NO","three_d_secure:{"enrollment_status":
        3                    "Y","authentication_status": "N"}}
        Attempts/Non-Participating:
        • Cardholder enrolled
        • Not prompted for authentication credential

        Visa: 4868719041085422

        Mastercard: 5329879703852350

        		 
          1"authentication_result": { "liability_shift": "POSSIBLE",
          2                    "three_d_secure": { "enrollment_status": "Y", "authentication_status":
          3                    "A" } }
          Timeout

          Visa: 4868719494697210

          Mastercard: 5329879747163939

          		 
            1"authentication_result": { "liability_shift": "NO", }
            Not Enrolled

            Visa: 4868719632978803

            Mastercard: 5329879761823947

            		 
              1"authentication_result": { "liability_shift": "NO", "three_d_secure":
              2                    { "enrollment_status": "U", } }
              Unavailable:
              • Cardholder enrolled
              • system is unavailable

              Visa: 4868719632978803

              Mastercard: 5329879761823947

              		 
                1"authentication_result": { "liability_shift": "NO", "three_d_secure":
                2                    { "enrollment_status": "U", } }
                Merchant Not Active

                Visa: 4868719013686405

                Mastercard: 5329879767479553

                		 
                  1"authentication_result": { "liability_shift": "NO", }
                  cmpi_lookup error

                  Visa: 4868719489473346

                  Mastercard: 5329879717927867

                  		 
                    1"authentication_result": { "liability_shift": "NO", }
                    cmpi_authenticate error
                    • Cardholder is enrolled
                    • Error with the authentication

                    Visa: 4868719501254542

                    Mastercard: 5329879770784023

                    		 
                      1"authentication_result": { "liability_shift": "NO", "three_d_secure":
                      2                    { "enrollment_status": "Y", } }
                      Authentication unavailable:
                      • Cardholder is enrolled
                      • Authentication is unavailable

                      Visa: 4868719115738815

                      Mastercard: 5329879746440940

                      		 
                        1"authentication_result": { "liability_shift": "NO", "three_d_secure":
                        2                    { "enrollment_status": "Y", "authentication_status": "U" } }
                        Bypassed Authentication

                        Visa: 4868719718773896

                        Mastercard: 5329879754369577

                        		 
                          1"authentication_result": { "liability_shift": "NO", "three_d_secure":
                          2                    { "enrollment_status": "B", } }
                          Successful Frictionless

                          Visa: 4868719196829038

                          Mastercard: 5329879707824603

                          		 
                            1"authentication_result": { "liability_shift": "POSSIBLE",
                            2                    "three_d_secure": { "enrollment_status": "Y", "authentication_status":
                            3                    "Y" } }
                            Failed Frictionless Authentication

                            Visa: 4868719158130060

                            Mastercard: 5329879769571910

                            		 
                              1"authentication_result": { "liability_shift": "NO", "three_d_secure":
                              2                    { "enrollment_status": "Y", "authentication_status": "N" } }
                              Attempts Stand-In Frictionless Authentication

                              Visa: 4868719581920723

                              Mastercard: 5329879715396727

                              		 
                                1"authentication_result": { "liability_shift": "POSSIBLE",
                                2                    "three_d_secure": { "enrollment_status": "Y", "authentication_status":
                                3                    "A" } }
                                Unavailable Frictionless Authentication from the Issuer

                                Visa: 4868719033482561

                                Mastercard: 5329879705777613

                                		 
                                  1"authentication_result": { "liability_shift": "NO", }
                                  Rejected Frictionless Authentication by the Issuer

                                  Visa: 4868719081564153

                                  Mastercard: 5319541865518409

                                  		 
                                    1"authentication_result": { "liability_shift": "NO", "three_d_secure":
                                    2                    { "enrollment_status": "Y", "authentication_status": "R" } }
                                    Authentication Not Available on Lookup

                                    Visa: 4868719488651967

                                    Mastercard: 5329879714462553

                                    		 
                                      1"authentication_result": { "liability_shift": "NO", "three_d_secure":
                                      2                    { "enrollment_status": "U", } }
                                      Error on Lookup

                                      Visa: 4868719212118267

                                      Mastercard: 5329879799002902

                                      		 
                                        1"authentication_result": { "liability_shift": "NO", }
                                        Timeout on cmpi_lookup Transaction

                                        Visa: 4868719447403153

                                        Mastercard: 5329879712676014

                                        		 
                                          1"authentication_result": { "liability_shift": "NO", }
                                          Successful Step-Up Authentication

                                          Visa: 4868719166101368

                                          Mastercard: 5329879735316929

                                          		 
                                            1"authentication_result": { "liability_shift": "POSSIBLE",
                                            2                    "three_d_secure": { "enrollment_status": "Y", "authentication_status":
                                            3                    "Y" } }
                                            Failed Step-Up Authentication

                                            Visa: 4868719181895556

                                            Mastercard: 5329879768013724

                                            		 
                                              1"authentication_result": { "liability_shift": "NO", "three_d_secure":
                                              2                    { "enrollment_status": "Y", "authentication_status": "N" } }
                                              Step-Up Authentication is Unavailable

                                              Visa: 4868719557718580

                                              Mastercard: 5329879734808405

                                              		 
                                                1"authentication_result": { "liability_shift": "NO", "three_d_secure":
                                                2                    { "enrollment_status": "Y", "authentication_status": "U" } }
                                                Error on Authentication

                                                Visa: 4868719841831470

                                                Mastercard: 5329879759348949

                                                		 
                                                  1"authentication_result": { "liability_shift": "UNKNOWN",
                                                  2                    "three_d_secure": { "enrollment_status": "Y", "authentication_status":
                                                  3                    "U" } }
                                                  Bypassed Authentication

                                                  Visa: 4868719387168584

                                                  Mastercard: 5329879774090658

                                                  		 
                                                    1"authentication_result": { "liability_shift": "NO", "three_d_secure":
                                                    2                    { "enrollment_status": "B", } }
                                                    Require MethodURL

                                                    Visa: 4868719420856260

                                                    Mastercard: 5329879778167759

                                                    		 
                                                      1"authentication_result": { "liability_shift": "NO", "three_d_secure":
                                                      2                    { "enrollment_status": "U", } }
                                                      Suspected Fraud

                                                      Visa: 4868719414353647

                                                      		 
                                                        1"authentication_result": { "liability_shift": "NO", "three_d_secure":
                                                        2                    { "enrollment_status": "Y", "authentication_status": "R" } }
                                                        Cardholder Not Enrolled in Service

                                                        Visa: 4868719272965169

                                                        		 
                                                          1"authentication_result": { "liability_shift": "NO", "three_d_secure":
                                                          2                    { "enrollment_status": "Y", } }
                                                          Transaction timed out at the Access Control Server

                                                          Visa: 4868719242028502

                                                          		 
                                                            1"authentication_result": { "liability_shift": "NO", }
                                                            Non-Payment transaction not supported

                                                            Visa: 4868719696031259

                                                            		 
                                                              1"authentication_result": { "liability_shift": "NO", }
                                                              Merchant-Initiated Authentication (3RI) transaction not supported

                                                              Visa: 4868719785718543

                                                              		 
                                                                1"authentication_result": { "liability_shift": "NO", "three_d_secure":
                                                                2                    { "enrollment_status": "Y", "authentication_status": "U" } }
                                                                Transaction Risk Analysis (TRA) / Low Value - Mastercard

                                                                Mastercard: 5329879716900121

                                                                		 
                                                                  1"authentication_result": { "liability_shift": "NO", "three_d_secure":
                                                                  2                    { "enrollment_status": "Y", "authentication_status": "N" } }
                                                                  Transaction Risk Analysis (TRA) / Low Value - Mastercard

                                                                  Mastercard: 5329879767403439

                                                                  		 
                                                                    1"authentication_result": { "liability_shift": "NO", "three_d_secure":
                                                                    2                    { "enrollment_status": "Y", "authentication_status": "N" } }
                                                                    Transaction Risk Analysis (TRA) / Low Value - Visa

                                                                    Visa: 4868719664345830

                                                                    		 
                                                                      1"authentication_result": { "liability_shift": "NO", "three_d_secure":
                                                                      2                    { "enrollment_status": "Y", "authentication_status": "I" } }
                                                                      Prompt For Whitelist

                                                                      Visa: 4868719995056080

                                                                      		 
                                                                        1"authentication_result": { "liability_shift": "POSSIBLE",
                                                                        2                    "three_d_secure": { "enrollment_status": "Y", "authentication_status":
                                                                        3                    "Y" } }
                                                                        Utilize Trusted Beneficiary Exemption

                                                                        Visa: 4868719117473452

                                                                        		 
                                                                          1"authentication_result": { "liability_shift": "NO", "three_d_secure":
                                                                          2                    { "enrollment_status": "Y", "authentication_status": "Y" } }
                                                                          Identity Check Insights (ScoreRequest = N)

                                                                          Mastercard: 5329879747887362

                                                                          		 
                                                                            1"authentication_result": { "liability_shift": "NO", "three_d_secure":
                                                                            2                    { "enrollment_status": "Y", "authentication_status": "U" } }
                                                                            Identity Check Insights (ScoreRequest = Y)

                                                                            Mastercard: 5329879702238494

                                                                            		 
                                                                              1"authentication_result": { "liability_shift": "NO", "three_d_secure":
                                                                              2                    { "enrollment_status": "Y", "authentication_status": "U" } }

                                                                              Next Steps

                                                                              Optional
                                                                              Test in PayPal Sandbox

                                                                              A self-contained, virtual testing environment.

                                                                              Go Live

                                                                              Move from PayPal's production environment to go live.

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