Select your country or region

PayPal offers short-term, interest-free payments that buyers can use to buy now and pay later, while merchants get paid up-front. Pay Later is included with the standard PayPal Checkout. However, specific Pay Later offers differ by country.

Pay Later in Italy includes Pay in 3 instalments, which eligible buyers in Italy can use to pay in three interest-free payments for purchases of 30€ – 2,000€. The first payment is due at the time of the transaction, and subsequent payments are due every month.

Note: Screen images are illustrative only.

Pay Later messaging

Pay Later messaging lets your buyers know they can buy now and pay later, if they check out with PayPal. Adding messaging to your website can help improve conversion, attract new customers, and increase order values.

Pay Later messages are dynamic, enabling you to show your customers their specific Pay Later offer, based on the contents of their shopping cart.

We recommend adding dynamic messaging throughout the shopping journey where customers see prices and subtotals, such as on product pages, the shopping cart, and checkout pages.

Pay Later button

Render the Paga in 3 rate button in a one-time payment integration by passing enable-funding=paylater in the PayPal JavaScript SDK. For details, see enable funding.

You can render the payment buttons in a horizontal or vertical layout or as standalone payment buttons. When customers select the button, the Pay Later application starts in the PayPal Checkout.

You're eligible to integrate Pay Later in Italy if you meet all the following:

• You’re an Italy-based PayPal merchant.
• You have an Italy-facing website.
• You transact in euros (EUR).
• You have a one-time payment integration.
• You abide by the PayPal Acceptable Use Policy.
• You don't edit Pay Later messages with additional content, wording, marketing, or other materials to encourage use of this product. PayPal reserves the right to take action in accordance with the PayPal User Agreement.

Reference Transaction and Recurring Payment integrations aren't eligible for Pay Later offers. Website Payments Standard (WPS) integrations aren't eligible for Pay Later messaging.

• PayPal Acceptable Use Policy
• PayPal User Agreement