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Last updated: May 21, 2026
Alternative payment methods (APMs) allow you to accept payments from customers worldwide who use their bank accounts, wallets, and local payment methods. When a buyer pays in a currency other than yours, PayPal handles currency conversion for you and presents conversion information to the buyer during checkout.
Note: Inform your payers that PayPal is processing the payment by implementing one of the following options:
| Payment method | Payment type | Payment flow | Countries | Currencies | Minimum amount | Refunds |
|---|---|---|---|---|---|---|
| Apple Pay | push | direct | Country list | Currency list | 1 USD | Up to 180 days |
| Google Pay | push | direct | Country list | Currency list | 1 USD | Up to 180 days |
| ACH Direct Debit | push | Bank Direct Debits | USA | USD | 1 USD | Yes |