Usage Pattern

On-demand instant payments – non-recurring, pre-paid, variable amount, variable frequency.

Pay after use, non-recurring post-paid, variable amount, irregular frequency.

Pay upfront fixed or variable amount on a fixed date before the goods/service is delivered.

Pay on a fixed date based on usage or consumption after the goods/service is delivered.

Charge payer when the set amount is reached or monthly billing cycle, whichever comes first, before the goods/service is delivered.

Charge payer when the set amount is reached or monthly billing cycle, whichever comes first, after the goods/service is delivered.

Merchant-managed installment plan when the amount to be paid and the billing frequency are fixed, but there is a defined number of payments with the payment due after the goods/services are delivered.

Unscheduled card on file plan where the merchant can bill buyer upfront based on an agreed logic, but amount due and frequency can vary. Inclusive of automatic reload plans.

Subscription plan where the amount due and the billing frequency are fixed, and there is no defined duration with the payment due before the good/service is delivered.

Subscription plan where the amount due and the billing frequency are fixed, and there is no defined duration with the payment due after the goods/services are delivered.

Merchant-managed installment plan when the amount to be paid and the billing frequency are fixed, but there is a defined number of payments with the payment due after the goods/services are delivered.

Merchant-managed installment plan when the amount to be paid and the billing frequency are fixed, but there is a defined number of payments with the payment due before the good/service is delivered.