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Last updated: July 8, 2026
End-to-end vaulted payments flow
Pay with PayPal's Vaulted Payments flow provides a seamless checkout experience by storing payment methods for high-frequency and low average-order-value services such as rides, meal pickups, and other quick purchases.
This flow is recommended for business models where the average transaction size is less than $40. For business models where the customer actively initiates a purchase and the purchase does not involve a recurring payment, we recommend One-time payments.
This guide provides best practices for merchants who want to store PayPal as a payment method and streamline repeat transactions in mobile-first scenarios such as ordering food or taking a ride.
Using these tips to support online-to-offline (O2O) use cases makes it easier for your customers to confidently save, manage, and use PayPal for frictionless repeat transactions.
This guide is for developers, designers, and product managers building mobile payment flows for businesses providing O2O services such as ride-hailing, food delivery, and quick-service dining. Customers typically use their phones to start a transaction on a merchant's app and then complete the payment using the PayPal app.
Preselecting PayPal for PayPal users and supporting frictionless login on native experiences can streamline the login process and optimize checkout so customers have an easier time making purchases.
PayPal Vaulted Payments simplify O2O transactions by allowing users to save and manage their payment methods securely.
Enhance user experience and streamline login processes by implementing PayPal's frictionless login features for native experiences. Enabling support for App Switch can optimize the checkout experience, provide smoother transitions between apps, and ensure secure, efficient customer logins.
Streamline checkout by helping buyers finish transactions in the PayPal app.