Last updated: August 5, 2026
PayPal Pay Later (Pay in 4) is a short-term installment product that provides eligible PayPal customers the option to split purchases into 4 interest-free payments. Transactions must be between $1 - $1,999.99.
PayPal Pay in 4 is automatically available for eligible merchants with a PayPal payment integration.
Include Pay Later messaging on your Commerce Vision website if using PayPal through the pre-integrated Braintree gateway.
If your site uses Braintree Payments, you can inform your customers by adding PayPal Pay in 4 messaging throughout your website.
These are sample checkout pages with the Pay Later messaging and button enabled for webpages and mobile devices.
There are two versions of the Pay in 4 messaging:
Customize the messaging style by selecting options for:
Note: To access PayPal Pay Later Messaging Options in widgets other than the PayPal Pay Later Generic Summary Widget, select the Braintree tab.
Note: Not all docs require both Enable the messaging and Customize the messaging layout sections. If your platform has messaging automatically enabled, mention that and then add steps to customize the layout. If messaging is not automatically enabled, then call out steps to enable it and if applicable, add the second section to customize the messaging layout. If other information is needed, such as accessing settings, configuring plugins, advanced settings, button-specific information, etc., you can add ### subheads under the relevant ## section.
See the Commerce Vision documentation pages for Braintree PayPal to learn more.