Prohibited merchant categories
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Last updated: Oct 1st, 9:16am
Afterpay cannot be used with the following Merchant Category Codes (MCCs):
| MCC | Description |
|---|---|
| 5122 | Drugs, Drug Proprietors and Druggists Sundries |
| 5299 | Warehouse Club Gas |
| 5723 | Firearm and Ammunition Stores |
| 5933 | Pawn Shops |
| 5960 | Direct Marketing Insurance Services |
| 5962 | Direct Marketing–Travel Related Arrangement Services |
| 5963 | Door-to-Door Sales |
| 5964 | Direct Marketing–Catalog Merchants |
| 5965 | Direct Marketing–Combination Catalog and Retail Merchant |
| 5966 | Direct Marketing–Outbound Telemarketing Merchants |
| 5967 | Direct Marketing–Inbound Telemarketing Merchants |
| 5968 | Direct Marketing–Continuity/Subscription Merchants |
| 5969 | Direct Marketing–Other Direct Marketers–Not Elsewhere Classified |
| 5993 | Cigar Stores and Stands |
| 6010 | Member Financial Institution–Manual Cash Disbursements |
| 6011 | Member Financial Institution–Automated Cash Disbursements |
| 6012 | Member Financial Institution–Merchandise And Services |
| 7800 | Government Owned Lottery |
| 7802 | Government-Licensed Horse/Dog Racing |
| 9311 | Tax Payments |
| 9950 | Intra-Company Purchases |
| 6050 | Quasi Cash–Member Financial Institution |
| 6051 | Quasi Cash–Merchant |
| 6211 | Securities–Brokers and Dealers |
| 6300 | Insurance Sales, Underwriting and Premiums |
| 6381 | Insurance–Premiums |
| 6529 | Remote Stored Value Load — Member Financial Institution |
| 6530 | Remove Stored Value Load — Merchant |
| 6535 | Value Purchase–Member Financial Institution |
| 6536 | MoneySend Intracountry |
| 6537 | MoneySend Intercountry |
| 6538 | MoneySend Funding |
| 6539 | Funding Transaction (Excluding MoneySend) |
| 6540 | POI Funding Transactions (Excluding MoneySend) |
| 6611 | Overpayments |
| 6760 | Savings Bonds |
| 7280 | Hospital Patient-Personal Funds Withdrawal |
| 7321 | Consumer Credit Reporting Agencies |
| 7801 | Government-Licensed Casinos (Online or Internet Gambling) |
| 9223 | Bail and Bond Payments |
| 9754 | Gambling-Horse, Dog Racing, State Lottery |
Additionally, the following verticals are not allowed:
- Unlicensed Financial Services
- Unregulated Forex
- Gaming
- Adult
- Cryptocurrency