Card-Issuer financing options

DOCS

Last updated: Feb 27th, 8:34am

Card-issuer financing is financing through a card-issuer on their terms. You display these options to your buyers on banners or during the checkout flow.

Know before you code

  • You must have a card-issuer financing product integrated into your branded platform.
  • This integration sets up financing options using the Credit Financing Options API.
  • Complete the steps in Get started to get the following sandbox account information from the Developer Dashboard:
    • Your client ID
    • Your personal and business sandbox accounts
  • Use your client ID when adding credit options to your website. Use your sandbox accounts when testing the options.

Use cases

There are different methods you can use to display all of the card-issuer financing options to your buyers depending on the information you have.

OptionUse case
Include card numberYou have a card number and the financing country, billing country, and currency match for that card.
Remove card numberYou don't have a card number. The financing country, billing country, and currency must match.
Remove billing countryYou have card number and the financing country and currency match for that card, but you, as the biller, are in a different country. For example, you are in the US and you're setting up options for your buyers in Mexico.
Remove financing countryYou have card number, the billing country and currency match for that card, and you want options for a particular financing product.
Remove billing and financing countriesYou have card number with a matching currency, but you, as the biller, are in a different country and you want options for a particular financing product. For example, you are in the US and you're setting up particular product options for your buyers in Mexico.
Use reference transaction IDYou are using reference transactions or billing agreements with your buyers and you want to use those IDs as the financial instrument instead of the actual card. The financing country and its currency must match.
Use vaulted tokenYou are using a vault product to store buyer financial instrument information and you want to use a vaulted token as the financial instrument instead of the actual card. The financing country and its currency must match.
Use nonceYou have a nonce, a secure, one-time-use reference to payment information, and you want to use that token as the financial instrument instead of the actual card. The financing country and its currency must match.

Include card number

To show the card issuer's supported installment options to your buyers, provide a card number that supports installments.

Sample request

API endpoint used: Calculate financing options available for a transaction

    1curl -v -X POST https://api-m.sandbox.paypal.com/v1/credit/calculated-financing-options
    2 -H "Content-Type: application/json"
    3 -H "Authorization: Bearer <Access-Token>"
    4 -d '{
    5 "financing_country_code": "BR",
    6 "transaction_amount": {
    7 "value": "279.99",
    8 "currency_code": "BRL"
    9 },
    10 "funding_instrument": {
    11 "type": "PAYMENT_CARD",
    12 "payment_card": {
    13 "billing_country": "BR",
    14 "number": "53334189708281"
    15 }
    16 },
    17 "tracking_id": "EC-3GY56644419521944"
    18}'

    Modify the code

    After you copy the code in the sample request, modify the following:

    • Change Access-Token to your access token.
    • Change the number to your card number.
    • Update the financing_country_code so that it reflects the right country: MX or BR.
    • Update the currency_code so that it reflects the right currency: MXN or BRL.
    • Update the tranaction_amount values.
    • Update the funding_instrument values.
    • (Optional) Add a tracking_id to help with us with debugging in the case of an error.

    Step result

    • A return status code of HTTP 200 OK.
    • A JSON response body that lists the installment options available for that card.

    Sample response

      1{
      2 "configuration_owner_account": "NHVSJJLNDCLX4",
      3 "financing_options": [{
      4 "product": "CARD_ISSUER_INSTALLMENTS",
      5 "credit_product_identifier": "CREDIT_CARD_INSTALLMENTS_BR",
      6 "option_set_id": "5f33656b-036d-4d49-bb65-f0d8d522bd22",
      7 "qualifying_financing_options": [{
      8 "credit_financing": {
      9 "product": "CARD_ISSUER_INSTALLMENTS",
      10 "credit_product_identifier": "CREDIT_CARD_INSTALLMENTS_BR",
      11 "apr": "0",
      12 "nominal_rate": "0",
      13 "term": 1,
      14 "interval": "MONTHS",
      15 "interval_duration": "P1M",
      16 "country_code": "BR",
      17 "credit_type": "INST",
      18 "enabled": true
      19 },
      20 "min_amount": {
      21 "currency_code": "BRL",
      22 "value": "0.00"
      23 },
      24 "monthly_percentage_rate": "0",
      25 "periodic_payment": {
      26 "currency_code": "BRL",
      27 "value": "279.99"
      28 },
      29 "monthly_payment": {
      30 "currency_code": "BRL",
      31 "value": "279.99"
      32 },
      33 "total_interest": {
      34 "currency_code": "BRL",
      35 "value": "0"
      36 },
      37 "total_cost": {
      38 "currency_code": "BRL",
      39 "value": "279.99"
      40 },
      41 "paypal_subsidy": false
      42 }]
      43 }]
      44}

      Remove card number

      To list the available options for each issuer and network that you have configured in your installment preferences, remove and do not pass the card number.

      Sample request

      API endpoint used: Calculate financing options available for a transaction

        1curl -v -X POST https://api-m.sandbox.paypal.com/v1/credit/calculated-financing-options
        2 -H "Content-Type: application/json"
        3 -H "Authorization: Bearer <Access-Token>"
        4 -d '{
        5 "financing_country_code": "BR",
        6 "transaction_amount": {
        7 "value": "279.99",
        8 "currency_code": "BRL"
        9 },
        10 "funding_instrument": {
        11 "type": "PAYMENT_CARD",
        12 "payment_card": {
        13 "billing_country": "BR"
        14 }
        15 },
        16 "tracking_id": "EC-3GY56644419521943"
        17}'

        Modify the code

        After you copy the code in the sample request, modify the following:

        • Change Access-Token to your access token.
        • Update the financing_country_code so that it reflects the right country: MX or BR.
        • Update the currency_code and billing_country so that they reflect the right currency: MXN or BRL.
        • Update the billing_country so that it reflects the right country: MX or BR.
        • (Optional) Add a tracking_id to help with us with debugging in the case of an error.

        Step result

        • A return status code of HTTP 200 OK.
        • A JSON response body that lists the installment options for each available issuer you have configured.

        Sample response

          1{
          2 "configuration_owner_account": "NHVSJJLNDCLX4",
          3 "financing_options": [{
          4 "product": "CARD_ISSUER_INSTALLMENTS",
          5 "credit_product_identifier": "CREDIT_CARD_INSTALLMENTS_BR",
          6 "option_set_id": "bc03d665-a7bc-4b09-b26a-9fcef1711127",
          7 "qualifying_financing_options": [{
          8 "credit_financing": {
          9 "product": "CARD_ISSUER_INSTALLMENTS",
          10 "credit_product_identifier": "CREDIT_CARD_INSTALLMENTS_BR",
          11 "apr": "0",
          12 "nominal_rate": "0",
          13 "term": 1,
          14 "interval": "MONTHS",
          15 "interval_duration": "P1M",
          16 "country_code": "BR",
          17 "credit_type": "INST",
          18 "enabled": true
          19 },
          20 "min_amount": {
          21 "currency_code": "BRL",
          22 "value": "0.00"
          23 },
          24 "monthly_percentage_rate": "0",
          25 "periodic_payment": {
          26 "currency_code": "BRL",
          27 "value": "279.99"
          28 },
          29 "monthly_payment": {
          30 "currency_code": "BRL",
          31 "value": "279.99"
          32 },
          33 "total_interest": {
          34 "currency_code": "BRL",
          35 "value": "0"
          36 },
          37 "total_cost": {
          38 "currency_code": "BRL",
          39 "value": "279.99"
          40 },
          41 "paypal_subsidy": false
          42 }]
          43 }]
          44}

          Remove billing country

          To show the card issuer's supported installment options to your buyers without designating the billing country, provide a card number that supports installments and remove and do not pass the card billing_country. The financing options will be based on the country and currency used in financing_country_code and currency_code.

          Sample request

          API endpoint used: Calculate financing options available for a transaction

            1curl -v -X POST https://api-m.sandbox.paypal.com/v1/credit/calculated-financing-options
            2 -H "Content-Type: application/json"
            3 -H "Authorization: Bearer <Access-Token>"
            4 -d '{
            5 "financing_country_code": "BR",
            6 "transaction_amount": {
            7 "value": "279.99",
            8 "currency_code": "BRL"
            9 },
            10 "funding_instrument": {
            11 "type": "PAYMENT_CARD",
            12 "payment_card": {
            13 "number": "53334189708281"
            14 }
            15 },
            16 "tracking_id": "EC-3GY56644419521944"
            17}'

            Modify the code

            After you copy the code in the sample request, modify the following:

            • Change Access-Token to your access token.
            • Update the financing_country_code so that it reflects the right country: MX or BR.
            • Update the currency_code so that it reflects the right currency: MXN or BRL.
            • Update Update the card number.
            • (Optional) Add a tracking_id to help with us with debugging in the case of an error.

            Step result

            • A return status code of HTTP 200 OK.
            • A JSON response body that lists the installment options for the card issuer's supported installment options in the country and currency code sent in the request.

            Sample response

              1{
              2 "configuration_owner_account": "NHVSJJLNDCLX4",
              3 "financing_options": [{
              4 "product": "CARD_ISSUER_INSTALLMENTS",
              5 "credit_product_identifier": "CREDIT_CARD_INSTALLMENTS_BR",
              6 "option_set_id": "fc70a7a4-44ba-41e8-b768-5d28c45510fb",
              7 "qualifying_financing_options": [{
              8 "credit_financing": {
              9 "product": "CARD_ISSUER_INSTALLMENTS",
              10 "credit_product_identifier": "CREDIT_CARD_INSTALLMENTS_BR",
              11 "apr": "0",
              12 "nominal_rate": "0",
              13 "term": 1,
              14 "interval": "MONTHS",
              15 "interval_duration": "P1M",
              16 "country_code": "BR",
              17 "credit_type": "INST",
              18 "enabled": true
              19 },
              20 "min_amount": {
              21 "currency_code": "BRL",
              22 "value": "0.00"
              23 },
              24 "monthly_percentage_rate": "0",
              25 "periodic_payment": {
              26 "currency_code": "BRL",
              27 "value": "279.99"
              28 },
              29 "monthly_payment": {
              30 "currency_code": "BRL",
              31 "value": "279.99"
              32 },
              33 "total_interest": {
              34 "currency_code": "BRL",
              35 "value": "0"
              36 },
              37 "total_cost": {
              38 "currency_code": "BRL",
              39 "value": "279.99"
              40 },
              41 "paypal_subsidy": false
              42 }]
              43 }]
              44}

              Remove financing country

              To list the installment options available for a card without sending the financing country:

              • Remove and do not pass the financing_country_code.
              • Pass a product identifier:
                • If the country, Mexico or Brazil, is not known at the time of the request, pass a product with a value of CARD_ISSUER_INSTALLMENTS.
                • For Mexico, pass credit_product_identifiers with a value of CREDIT_CARD_INSTALLMENTS_MX.
                • For Brazil, pass credit_product_identifiers with a value of CREDIT_CARD_INSTALLMENTS_BR.

              Sample requests

              API endpoint used: Calculate financing options available for a transaction

              1. Unknown Country
              2. Known Country
              1curl -v -X POST https://api-m.sandbox.paypal.com/v1/credit/calculated-financing-options
              2 -H "Content-Type: application/json"
              3 -H "Authorization: Bearer <Access-Token>"
              4 -d '{
              5 "product": "CARD_ISSUER_INSTALLMENTS",
              6 "transaction_amount": {
              7 "value": "279.99",
              8 "currency_code": "BRL"
              9 },
              10 "funding_instrument": {
              11 "type": "PAYMENT_CARD",
              12 "payment_card": {
              13 "billing_country": "BR",
              14 "number": "53334189708281"
              15 }
              16 },
              17 "tracking_id": "EC-3GY56644419521944"
              18}'

              Modify the code

              After you copy the code in the sample request, modify the following:

              • Change Access-Token to your access token.
              • Update the credit_product_identifier for known countries: CREDIT_CARD_INSTALLMENTS_MX or CREDIT_CARD_INSTALLMENTS_BR
              • Update the currency_code and billing_country so that they reflect the right currency: MXN or BRL.
              • (Optional) Add a tracking_id to help with us with debugging in the case of an error.

              Step result

              • A return status code of HTTP 200 OK.
              • A JSON response body that lists the installment options for the card issuer's supported installment options in the country and currency code sent in the request.

              Sample responses

              1. Unknown Country
              2. Known Country
              1{
              2 "configuration_owner_account": "C2WMK6R3A27FA",
              3 "financing_options": [{
              4 "product": "CARD_ISSUER_INSTALLMENTS",
              5 "credit_product_identifier": "CREDIT_CARD_INSTALLMENTS_BR",
              6 "option_set_id": "efee32b3-be14-4ef2-bc68-0d9f0cc51613",
              7 "qualifying_financing_options": [{
              8 "credit_financing": {
              9 "product": "CARD_ISSUER_INSTALLMENTS",
              10 "credit_product_identifier": "CREDIT_CARD_INSTALLMENTS_BR",
              11 "apr": "0",
              12 "nominal_rate": "0",
              13 "term": 1,
              14 "interval": "MONTHS",
              15 "interval_duration": "P1M",
              16 "country_code": "BR",
              17 "credit_type": "INST",
              18 "enabled": true
              19 },
              20 "min_amount": {
              21 "currency_code": "BRL",
              22 "value": "0.00"
              23 },
              24 "monthly_percentage_rate": "0",
              25 "periodic_payment": {
              26 "currency_code": "BRL",
              27 "value": "279.99"
              28 },
              29 "monthly_payment": {
              30 "currency_code": "BRL",
              31 "value": "279.99"
              32 },
              33 "total_interest": {
              34 "currency_code": "BRL",
              35 "value": "0"
              36 },
              37 "total_cost": {
              38 "currency_code": "BRL",
              39 "value": "279.99"
              40 },
              41 "paypal_subsidy": false
              42 }]
              43 }]
              44}

              Remove billing and financing countries

              To list the installment options available for a card without sending the billing and financing country:

              • Remove and do not pass the billing_country.
              • Remove and do not pass the financing_country_code.
              • Pass a product identifier:
                • If the country, Mexico or Brazil, is not known at the time of the request, pass a product with a value of CARD_ISSUER_INSTALLMENTS.
                • For Mexico, pass credit_product_identifiers with a value of CREDIT_CARD_INSTALLMENTS_MX.
                • For Brazil, pass credit_product_identifiers with a value of CREDIT_CARD_INSTALLMENTS_BR.

              Sample requests

              API endpoint used: Calculate financing options available for a transaction

              1. Unknown Country
              2. Known Country
              1curl -v -X POST https://api-m.sandbox.paypal.com/v1/credit/calculated-financing-options
              2 -H "Content-Type: application/json"
              3 -H "Authorization: Bearer <Access-Token>"
              4 -d '{
              5 "product": "CARD_ISSUER_INSTALLMENTS",
              6 "transaction_amount": {
              7 "value": "279.99",
              8 "currency_code": "BRL"
              9 },
              10 "funding_instrument": {
              11 "type": "PAYMENT_CARD",
              12 "payment_card": {
              13 "number": "53334189708281"
              14 }
              15 },
              16 "tracking_id": "EC-3GY56644419521944"
              17}'

              Modify the code

              After you copy the code in the sample request, modify the following:

              • Change Access-Token to your access token.
              • For known countries, update Update the credit_product_identifier to reflect the right country: CREDIT_CARD_INSTALLMENTS_MX or CREDIT_CARD_INSTALLMENTS_BR
              • Update the currency_code so that it reflects the right currency: MXN or BRL.
              • Update Update the card number.
              • (Optional) Add a tracking_id to help with us with debugging in the case of an error.

              Step result

              • A return status code of HTTP 200 OK.
              • A JSON response body that lists the installment options for the card issuer's supported installment options in the country and currency code sent in the request.

              Sample responses

              1. Unknown Country
              2. Known Country
              1{
              2 "configuration_owner_account": "C2WMK6R3A27FA",
              3 "financing_options": [{
              4 "product": "CARD_ISSUER_INSTALLMENTS",
              5 "credit_product_identifier": "CREDIT_CARD_INSTALLMENTS_BR",
              6 "option_set_id": "e3f49363-5146-4f8c-9fa9-327c39236d40",
              7 "qualifying_financing_options": [{
              8 "credit_financing": {
              9 "product": "CARD_ISSUER_INSTALLMENTS",
              10 "credit_product_identifier": "CREDIT_CARD_INSTALLMENTS_BR",
              11 "apr": "0",
              12 "nominal_rate": "0",
              13 "term": 1,
              14 "interval": "MONTHS",
              15 "interval_duration": "P1M",
              16 "country_code": "BR",
              17 "credit_type": "INST",
              18 "enabled": true
              19 },
              20 "min_amount": {
              21 "currency_code": "BRL",
              22 "value": "0.00"
              23 },
              24 "monthly_percentage_rate": "0",
              25 "periodic_payment": {
              26 "currency_code": "BRL",
              27 "value": "279.99"
              28 },
              29 "monthly_payment": {
              30 "currency_code": "BRL",
              31 "value": "279.99"
              32 },
              33 "total_interest": {
              34 "currency_code": "BRL",
              35 "value": "0"
              36 },
              37 "total_cost": {
              38 "currency_code": "BRL",
              39 "value": "279.99"
              40 },
              41 "paypal_subsidy": false
              42 }]
              43 }]
              44}

              Use reference transaction ID

              A reference transaction ID, such as a billing agreement ID, uses stored funding instrument information from a credit or debit card for ongoing installment payments. To use a reference transaction ID as the funding instrument, pass the ID in funding_instrument to list the financing options that are available for the stored card.

              Sample request

              API endpoint used: Calculate financing options available for a transaction

                1curl -v -X POST https://api-m.sandbox.paypal.com/v1/credit/calculated-financing-options -H "Content-Type: application/json" -H "Authorization: Bearer <Access-Token>" -d '{
                2 "financing_country_code": "BR",
                3 "transaction_amount": {
                4 "value": "530.00",
                5 "currency_code": "BRL"
                6 },
                7 "funding_instrument": {
                8 "type": "BILLING_AGREEMENT",
                9 "billing_agreement": {
                10 "billing_agreement_id": "B-7SW481754W688035X"
                11 }
                12 }
                13}'

                Modify the code

                After you copy the code in the sample request, modify the following:

                • Change Access-Token to your access token.
                • Update the financing_country_code so that it reflects the right country: MX or BR.
                • Update the currency_code so that it reflects the right currency: MXN or BRL.
                • Update the reference transaction ID in billing_agreement_id.
                • (Optional) Add a tracking_id to help with us with debugging in the case of an error.

                Step result

                • A return status code of HTTP 200 OK.
                • A JSON response body that lists the installment options for the card issuer's supported installment options.

                Sample response

                  1{
                  2 "configuration_owner_account": "C2WMK6R3A27FA",
                  3 "financing_options": [{
                  4 "product": "CARD_ISSUER_INSTALLMENTS",
                  5 "credit_product_identifier": "CREDIT_CARD_INSTALLMENTS_BR",
                  6 "option_set_id": "f8b044c2-f33b-40fa-b8eb-547ffd432019",
                  7 "qualifying_financing_options": [{
                  8 "credit_financing": {
                  9 "product": "CARD_ISSUER_INSTALLMENTS",
                  10 "credit_product_identifier": "CREDIT_CARD_INSTALLMENTS_BR",
                  11 "apr": "0",
                  12 "nominal_rate": "0",
                  13 "term": 1,
                  14 "interval": "MONTHS",
                  15 "interval_duration": "P1M",
                  16 "country_code": "BR",
                  17 "credit_type": "INST",
                  18 "enabled": true
                  19 },
                  20 "min_amount": {
                  21 "currency_code": "BRL",
                  22 "value": "0.00"
                  23 },
                  24 "monthly_percentage_rate": "0",
                  25 "periodic_payment": {
                  26 "currency_code": "BRL",
                  27 "value": "530.00"
                  28 },
                  29 "monthly_payment": {
                  30 "currency_code": "BRL",
                  31 "value": "530.00"
                  32 },
                  33 "total_interest": {
                  34 "currency_code": "BRL",
                  35 "value": "0"
                  36 },
                  37 "total_cost": {
                  38 "currency_code": "BRL",
                  39 "value": "530.00"
                  40 },
                  41 "paypal_subsidy": false
                  42 }]
                  43 }]
                  44}

                  Use vaulted token

                  A vaulted token ID uses stored funding instrument information from a credit or debit card or billing agreement for ongoing installment payments. To use a vaulted token ID as the funding instrument, pass the ID in funding_instrument to list the financing options that are available for the stored card.

                  Sample request

                  API endpoint used: Calculate financing options available for a transaction

                    1curl -v -X POST https://api-m.sandbox.paypal.com/v1/credit/calculated-financing-options -H "Content-Type: application/json" -H "Authorization: Bearer <Access-Token>" -d '{
                    2 "financing_country_code": "BR",
                    3 "transaction_amount": {
                    4 "value": "530.00",
                    5 "currency_code": "BRL"
                    6 },
                    7 "funding_instrument": {
                    8 "type": "TOKEN",
                    9 "token": {
                    10 "type": "PAYMENT_METHOD_TOKEN",
                    11 "payment_method_token": "6fn5twm"
                    12 }
                    13 }
                    14}'

                    Modify the code

                    After you copy the code in the sample request, modify the following:

                    • Change Access-Token to your access token.
                    • Update the financing_country_code so that it reflects the right country: MX or BR.
                    • Update the currency_code so that it reflects the right currency: MXN or BRL.
                    • Update the vaulted token ID in billing_agreement_id.
                    • (Optional) Add a tracking_id to help with us with debugging in the case of an error.

                    Step result

                    • A return status code of HTTP 200 OK.
                    • A JSON response body that lists the installment options for the card issuer's supported installment options.

                    Sample response

                      1{
                      2 "configuration_owner_account": "C2WMK6R3A27FA",
                      3 "financing_options": [{
                      4 "product": "CARD_ISSUER_INSTALLMENTS",
                      5 "credit_product_identifier": "CREDIT_CARD_INSTALLMENTS_BR",
                      6 "option_set_id": "01082020-f35f-42f5-af58-369d54f807ce",
                      7 "qualifying_financing_options": [{
                      8 "credit_financing": {
                      9 "product": "CARD_ISSUER_INSTALLMENTS",
                      10 "credit_product_identifier": "CREDIT_CARD_INSTALLMENTS_BR",
                      11 "apr": "0",
                      12 "nominal_rate": "0",
                      13 "term": 1,
                      14 "interval": "MONTHS",
                      15 "interval_duration": "P1M",
                      16 "country_code": "BR",
                      17 "credit_type": "INST",
                      18 "enabled": true
                      19 },
                      20 "min_amount": {
                      21 "currency_code": "BRL",
                      22 "value": "0.00"
                      23 },
                      24 "monthly_percentage_rate": "0",
                      25 "periodic_payment": {
                      26 "currency_code": "BRL",
                      27 "value": "530.00"
                      28 },
                      29 "monthly_payment": {
                      30 "currency_code": "BRL",
                      31 "value": "530.00"
                      32 },
                      33 "total_interest": {
                      34 "currency_code": "BRL",
                      35 "value": "0"
                      36 },
                      37 "total_cost": {
                      38 "currency_code": "BRL",
                      39 "value": "530.00"
                      40 },
                      41 "paypal_subsidy": false
                      42 }]
                      43 }]
                      44}

                      Use nonce

                      To use a nonce, a secure, one-time-use reference to payment information, pass the nonce in funding_instrument to list the financing options that are available for the stored card.

                      Sample request

                      API endpoint used: Calculate financing options available for a transaction

                        1curl -v -X POST https://api-m.sandbox.paypal.com/v1/credit/calculated-financing-options
                        2 -H "Content-Type: application/json"
                        3 -H "Authorization: Bearer <Access-Token>"
                        4 -d '{
                        5 "financing_country_code": "BR",
                        6 "transaction_amount": {
                        7 "value": "530.00",
                        8 "currency_code": "BRL"
                        9 },
                        10 "funding_instrument": {
                        11 "type": "TOKEN",
                        12 "token": {
                        13 "type": "NONCE",
                        14 "nonce": "kf3sczg"
                        15 }
                        16 }
                        17}'

                        Modify the code

                        After you copy the code in the sample request, modify the following:

                        • Change Access-Token to your access token.
                        • Update the financing_country_code so that it reflects the right country: MX or BR.
                        • Update the currency_code so that it reflects the right currency: MXN or BRL.
                        • Update the nonce in nonce.
                        • (Optional) Add a tracking_id to help with us with debugging in the case of an error.

                        Step result

                        • A return status code of HTTP 200 OK.
                        • A JSON response body that contains the details for qualifying and non-qualifying options:
                          • The financing type, term, and total cost.
                          • The minimum qualifying transaction amount.
                          • The financing code, which identifies the financing option for the payment APIs.

                        Sample response

                          1{
                          2 "configuration_owner_account": "C2WMK6R3A27FA",
                          3 "financing_options": [{
                          4 "product": "CARD_ISSUER_INSTALLMENTS",
                          5 "credit_product_identifier": "CREDIT_CARD_INSTALLMENTS_BR",
                          6 "option_set_id": "cf8f625c-0d0a-4d60-919a-2ad5583aac4e",
                          7 "qualifying_financing_options": [{
                          8 "credit_financing": {
                          9 "product": "CARD_ISSUER_INSTALLMENTS",
                          10 "credit_product_identifier": "CREDIT_CARD_INSTALLMENTS_BR",
                          11 "apr": "0",
                          12 "nominal_rate": "0",
                          13 "term": 1,
                          14 "interval": "MONTHS",
                          15 "interval_duration": "P1M",
                          16 "country_code": "BR",
                          17 "credit_type": "INST",
                          18 "enabled": true
                          19 },
                          20 "min_amount": {
                          21 "currency_code": "BRL",
                          22 "value": "0.00"
                          23 },
                          24 "monthly_percentage_rate": "0",
                          25 "periodic_payment": {
                          26 "currency_code": "BRL",
                          27 "value": "530.00"
                          28 },
                          29 "monthly_payment": {
                          30 "currency_code": "BRL",
                          31 "value": "530.00"
                          32 },
                          33 "total_interest": {
                          34 "currency_code": "BRL",
                          35 "value": "0"
                          36 },
                          37 "total_cost": {
                          38 "currency_code": "BRL",
                          39 "value": "530.00"
                          40 },
                          41 "paypal_subsidy": false
                          42 }]
                          43 }]
                          44}