3D Secure authentication

Provide customer authentication with 3D Secure

DocsCurrentLast updated: November 8th 2022, @ 10:41:15 am


Use 3D Secure to authenticate card holders through card issuers. It reduces the likelihood of fraud when you use supported cards and improves transaction performance. A successful 3D Secure authentication can shift liability for fraudulent chargebacks from you to the card issuer.

3D Secure authentication is performed only if the card is enrolled for the service. When your customer submits their card details on your website for processing, you have the option of triggering 3D Secure. When triggered, customers are prompted by their card issuing bank to complete an additional verification step to enter a one-time or static password, depending on the implementation.

How it works

This demo shows a checkout flow that triggers authentication with 3D Secure.

3D Secure demo

Eligibility

3D Secure is available for advanced credit and debit card payments integrations.

Country Card brand Currencies
Australia Mastercard,
Visa,
American Express (AUD only)
AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD,
HUF, JPY, NOK, NZD, PLN, SEK, SGD, USD
Canada Mastercard,
Visa,
American Express (CAD only),
JCB (CAD only)
AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD,
HUF, JPY, NOK, NZD, PLN, SEK, SGD, USD
France Mastercard,
Visa,
American Express (EUR only),
Carte Bancaire
AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD,
HUF, JPY, NOK, NZD, PLN, SEK, SGD, USD
Germany Mastercard,
Visa,
American Express (EUR only)
AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD,
HUF, JPY, NOK, NZD, PLN, SEK, SGD, USD
Italy Mastercard,
Visa,
American Express (EUR only)
AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD,
HUF, JPY, NOK, NZD, PLN, SEK, SGD, USD
Spain Mastercard,
Visa,
American Express (EUR only)
AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD,
HUF, JPY, NOK, NZD, PLN, SEK, SGD, USD
United States Mastercard,
Visa,
American Express (USD only),
Discover (USD only),
Debit networks (Star/Star Access, Pulse, Nyce, Accel)
AUD, CAD, EUR, GBP, JPY, USD
United Kingdom Mastercard,
Visa,
American Express (GBP, USD only)
AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD,
HUF, JPY, NOK, NZD, PLN, SEK, SGD, USD
Mexico Mastercard,
Visa,
American Express
MXN
Japan Mastercard,
Visa,
American Express (JPY only),
JCB (JPY only)
AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD,
HUF, JPY, NOK, NZD, PLN, SEK, SGD, USD

How do you want to integrate?