Pay Later messaging


Pay Later messaging helps you get the most out of PayPal’s buy now, pay later offers. You can use this onsite messaging to promote Pay Later offers dynamically, which can help grow your sales, attract new customers, and drive customer loyalty.

Messaging for Germany-based merchants

Pay Later messaging include the following pay later offer, which is available to German customers only:

  • PayPal Ratenzahlung, an installment loan in Germany that gives your customers the flexibility to pay for their purchase in monthly installments.

Buy now, pay later example

Ratenzhalung messaging text primary

Germany Eligibility

You are eligible for PayPal Ratenzahlung if you are a Germany-based merchant that sells in Euros. You must have an eligible PayPal payment solution integrated with your website to offer PayPal Ratenzahlung. Merchants who have integrated Ratenzahlung Powered by PayPal for their online store are not eligible. Get help removing Ratenzahlung Powered by PayPal integration.

You are eligible to promote PayPal Ratenzahlung on your online store if you have a One-Time payment integration. Merchants with only Reference Transaction or Recurring Payment integrations are not eligible.

Additionally, PayPal Ratenzahlung follows the PayPal Acceptable Use Policy, which governs the usage of PayPal and prohibits the use of PayPal and/or PayPal Ratensahlung for certain types of transactions (e.g. real money gaming, firearms, etc.)