3D Secure test scenarios

DocsCurrentAdvancedLast updated: July 5th 2022, @ 6:54:17 am


In the PayPal sandbox, you can use test cards to simulate various scenarios to generate a 3DS response in the order details response.

  1. 3DS 2.2 (U.S.)
  2. 3DS 2.2 (GB)
  3. 3DS 2.2 (FR)
  4. 3DS 1.0
ScenarioTest cardsAPI response
Successful authentication:
  • Cardholder enrolled
  • Successful authentication
  • Successful signature verification
  • Visa: 4868719460707704
  • Mastercard: 5329879786234393
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "POSSIBLE",
"three_d_secure": \x7b
"enrollment_status": "Y",
"authentication_status": "Y"
}
}
Failed signature:
  • Cardholder enrolled
  • Successful authentication
  • Unsuccessful signature verification
  • Visa: 4868719115514992
  • Mastercard: 5329879785160250
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "UNKNOWN",
"three_d_secure": \x7b
"enrollment_status": "Y",
"authentication_status": "U"
}
}
Failed authentication:
  • Cardholder enrolled
  • Unsuccessful authentication
  • Successful signature verification
  • Visa: 4868719796782421
  • Mastercard: 5329879743856650
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "NO",
"three_d_secure": \x7b
"enrollment_status": "Y",
"authentication_status": "N"
}
}
Attempts/Non-Participating:
  • Cardholder enrolled
  • Not prompted for authentication credential
  • Visa: 4868719041085422
  • Mastercard: 5329879703852350
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "POSSIBLE",
"three_d_secure": \x7b
"enrollment_status": "Y",
"authentication_status": "A"
}
}
Timeout
  • Visa: 4868719494697210
  • Mastercard: 5329879747163939
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "NO",
}
Not Enrolled
  • Visa: 4868719632978803
  • Mastercard: 5329879761823947
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "NO",
"three_d_secure": \x7b
"enrollment_status": "U",
}
}
Unavailable:
  • Cardholder enrolled
  • system is unavailable
  • Visa: 4868719632978803
  • Mastercard: 5329879761823947
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "NO",
"three_d_secure": \x7b
"enrollment_status": "U",
}
}
Merchant Not Active
  • Visa: 4868719013686405
  • Mastercard: 5329879767479553
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "NO",
}
cmpi_lookup error
  • Visa: 4868719489473346
  • Mastercard: 5329879717927867
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "NO",
}
cmpi_authenticate error
  • Cardholder is enrolled
  • Error with the authentication
  • Visa: 4868719501254542
  • Mastercard: 5329879770784023
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "NO",
"three_d_secure": \x7b
"enrollment_status": "Y",
}
}
Authentication unavailable:
  • Cardholder is enrolled
  • Authentication is unavailable
  • Visa: 4868719115738815
  • Mastercard: 5329879746440940
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "UNKNOWN",
"three_d_secure": \x7b
"enrollment_status": "Y",
"authentication_status": "U"
}
}
Bypassed Authentication
  • Visa: 4868719718773896
  • Mastercard: 5329879754369577
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "POSSIBLE",
"three_d_secure": \x7b
"enrollment_status": "Y",
"authentication_status": "Y"
}
}
Successful Frictionless
  • Visa: 4868719196829038
  • Mastercard: 5329879707824603
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "POSSIBLE",
"three_d_secure": \x7b
"enrollment_status": "Y",
"authentication_status": "Y"
}
}
Failed Frictionless Authentication
  • Visa: 4868719158130060
  • Mastercard: 5329879769571910
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "NO",
"three_d_secure": \x7b
"enrollment_status": "Y",
"authentication_status": "N"
}
}
Attempts Stand-In Frictionless Authentication
  • Visa: 4868719581920723
  • Mastercard: 5329879715396727
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "NO",
"three_d_secure": \x7b
"enrollment_status": "Y",
"authentication_status": "A"
}
}
Unavailable Frictionless Authentication from the Issuer
  • Visa: 4868719033482561
  • Mastercard: 5329879705777613
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "NO",
}
Rejected Frictionless Authentication by the Issuer
  • Visa: 4868719081564153
  • Mastercard: 5319541865518409
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "NO",
"three_d_secure": \x7b
"enrollment_status": "Y",
}
}
Authentication Not Available on Lookup
  • Visa: 4868719488651967
  • Mastercard: 5329879714462553
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "NO",
"three_d_secure": \x7b
"enrollment_status": "U",
}
}
Error on Lookup
  • Visa: 4868719212118267
  • Mastercard: 5329879799002902
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "NO",
}
Timeout on cmpi_lookup Transaction
  • Visa: 4868719447403153
  • Mastercard: 5329879712676014
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "NO",
}
Successful Step Up Authentication
  • Visa: 4868719166101368
  • Mastercard: 5329879735316929
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "NO",
"three_d_secure": \x7b
"enrollment_status": "Y",
"authentication_status": "Y"
}
}
Failed Step Up Authentication
  • Visa: 4868719181895556
  • Mastercard: 5329879768013724
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "NO",
"three_d_secure": \x7b
"enrollment_status": "Y",
"authentication_status": "N"
}
}
Step Up Authentication is Unavailable
  • Visa: 4868719557718580
  • Mastercard: 5329879734808405
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "UNKNOWN",
"three_d_secure": \x7b
"enrollment_status": "Y",
"authentication_status": "U"
}
}
Error on Authentication
  • Visa: 4868719841831470
  • Mastercard: 5329879759348949
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "UNKNOWN",
"three_d_secure": \x7b
"enrollment_status": "Y",
"authentication_status": "U"
}
}
Bypassed Authentication
  • Visa: 4868719387168584
  • Mastercard: 5329879774090658
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "NO",
"three_d_secure": \x7b
"enrollment_status": "B",
}
}
Require MethodURL
  • Visa: 4868719420856260
  • Mastercard: 5329879778167759
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "NO",
"three_d_secure": \x7b
"enrollment_status": "U",
}
}
Suspected Fraud
  • Visa: 4868719414353647
  • Expiration: 01/2 023
    CVV: 123
"authentication_result": \x7b
"liability_shift": "NO",
}
Cardholder Not Enrolled in Service
  • Visa: 4868719272965169
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "NO",
"three_d_secure": \x7b
"enrollment_status": "Y",
}
}
Transaction timed out at the ACS
  • Visa: 4868719242028502
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "NO",
}
Non-Payment transaction not supported
  • Visa: 4868719696031259
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "NO",
}
3RI transaction not supported
  • Visa: 4868719785718543
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "NO",
}
Transaction Risk Analysis (TRA) / Low Value - Mastercard
  • Mastercard: 5329879716900121
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "NO",
"three_d_secure": \x7b
"enrollment_status": "Y",
"authentication_status": "N"
}
}
Transaction Risk Analysis (TRA) / Low Value - Mastercard
  • Mastercard: 5329879767403439
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "NO",
"three_d_secure": \x7b
"enrollment_status": "Y",
"authentication_status": "N"
}
}
Transaction Risk Analysis (TRA) / Low Value - Visa
  • Visa: 4868719664345830
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "NO",
}
Prompt For Whitelist
  • Visa: 4868719995056080
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "POSSIBLE",
"three_d_secure": \x7b
"enrollment_status": "Y",
"authentication_status": "Y"
}
}
Utilize Trusted Beneficiary Exemption
  • Visa: 4868719117473452
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "NO",
"three_d_secure": \x7b
"enrollment_status": "Y",
"authentication_status": "Y"
}
}
Identity Check Insights (ScoreRequest = N)
  • Mastercard: 5329879747887362
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "NO",
"three_d_secure": \x7b
"enrollment_status": "Y",
"authentication_status": "Y"
}
}
Identity Check Insights (ScoreRequest = Y)
  • Mastercard: 5329879702238494
  • Expiration: 01/2025
    CVV: 123
"authentication_result": \x7b
"liability_shift": "NO",
"three_d_secure": \x7b
"enrollment_status": "Y",
"authentication_status": "Y"
}
}

Next steps