Enable Pay Later messaging on Magento PayPal Express Checkout

Promote PayPal Pay Later offers using messaging and buttons on your Magento store.

PayPal offers short-term, interest-free payments and other special financing options that buyers can use to buy now and pay later. You get paid upfront at no additional cost unless you are in the US.

Pay Later messaging include the following Pay Later offers which are available to US customers only:

• Pay in 4 - Eligible US buyers can pay in four interest-free payments for purchases of $30 to $1,500.
• Pay Monthly - Eligible US buyers can pay in 6, 12, or 24 monthly installments for purchases of $199 to $10,000.

Know before you begin

• Before you begin, learn more about Pay Later offers.
• Pay Later messaging is enabled for new merchants. If you're an existing merchant, enable the messaging.
• US-based consumers are eligible for Pay Later offers across most of our integrations. As a merchant, you're eligible to promote Pay Later offers if you are based in the US with a US-facing website and a one-time payment integration. Promoting Pay Later offers is not available if you're using vaulted payments or subscriptions.
• Please note that while this option provides messaging that can be displayed on your website to help promote this feature to your customers, no additional content, wording, marketing, or other materials should be created by you to encourage use of this product.

How it works

These are sample checkout pages with Pay Later messaging and button enabled for webpages and mobile devices.

Pay Later messaging and button on a webpage

Pay Later messaging and button on a mobile device

Enable the messaging and button

To enable the Pay Later messaging and button, complete the following

Access the settings

1. Login to the Magento admin portal.
2. Go to Stores > Configuration.
3. Go to Sales > Payment Methods.
4. Select Configure next to PayPal Express Checkout.

Configure the plugin

1. Click the Connect with PayPal button. To test in Sandbox, click the Sandbox Credentials button. Log in with your PayPal credentials. After agreeing to share your credentials with Magento you will need to login to your Magento admin panel again.
   
2. Enable PayPal Pay Later Experience: Select Yes from the dropdown menu to activate Pay Later messaging and buttons.
3. Advertise PayPal Pay Later: Customize Pay Later offers in various areas on the store.
   
4. Payment Action: Choose between Authorize (authorize payment only, then delayed capture), Sale (immediate capture), or Order.
5. Display on Product Details Page: Add PayPal button to the Product page.
6. Display on Shopping Cart: Display PayPal button on the shopping cart. PayPal recommends setting to Yes.

See also

See the Magento documentation to learn about eligibility and technical specifications for Pay Later offers through PayPal Express Checkout.

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