3D Secure test scenarios

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Last updated: Sept 16th, 4:25pm

In the PayPal sandbox environment, you can use test card numbers to simulate various 3D Secure authentication scenarios and generate a corresponding 3DS status in the order details response.

Scenario	Test cards	API response
Successful authentication: Cardholder enrolled Successful authentication Successful signature verification	Visa:  `4868719460707704` Mastercard: `5329879786234393` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "POSSIBLE", "three_d_secure": { "enrollment_status": "Y", "authentication_status": "Y" } }`
Failed signature: Cardholder enrolled Successful authentication Unsuccessful signature verification	Visa: `4868719115514992` Mastercard: `5329879785160250` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "UNKNOWN", "three_d_secure": { "enrollment_status": "Y", "authentication_status": "U" } }`
Failed authentication: Cardholder enrolled Unsuccessful authentication Successful signature verification	Visa: `4868719796782421` Mastercard: `5329879743856650` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "NO", "three_d_secure": { "enrollment_status": "Y", "authentication_status": "N" } }`
Attempts/Non-Participating: Cardholder enrolled Not prompted for authentication credential	Visa: `4868719041085422` Mastercard: `5329879703852350` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "POSSIBLE", "three_d_secure": { "enrollment_status": "Y", "authentication_status": "A" } }`
Timeout	Visa: `4868719494697210` Mastercard: `5329879747163939` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "NO", }`
Not Enrolled	Visa: `4868719632978803` Mastercard: `5329879761823947` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "NO", "three_d_secure": { "enrollment_status": "U", } }`
Unavailable: Cardholder enrolled system is unavailable	Visa: `4868719632978803` Mastercard: `5329879761823947` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "NO", "three_d_secure": { "enrollment_status": "U", } }`
Merchant Not Active	Visa: `4868719013686405` Mastercard: `5329879767479553` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "NO", }`
cmpi_lookup error	Visa: `4868719489473346` Mastercard: `5329879717927867` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "NO", }`
cmpi_authenticate error Cardholder is enrolled Error with the authentication	Visa: `4868719501254542` Mastercard: `5329879770784023` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "NO", "three_d_secure": { "enrollment_status": "Y", } }`
Authentication unavailable: Cardholder is enrolled Authentication is unavailable	Visa: `4868719115738815` Mastercard: `5329879746440940` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "NO", "three_d_secure": { "enrollment_status": "Y", "authentication_status": "U" } }`
Bypassed Authentication	Visa: `4868719718773896` Mastercard: `5329879754369577` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "NO", "three_d_secure": { "enrollment_status": "B", } }`
Successful Frictionless	Visa: `4868719196829038` Mastercard: `5329879707824603` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "POSSIBLE", "three_d_secure": { "enrollment_status": "Y", "authentication_status": "Y" } }`
Failed Frictionless Authentication	Visa: `4868719158130060` Mastercard: `5329879769571910` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "NO", "three_d_secure": { "enrollment_status": "Y", "authentication_status": "N" } }`
Attempts Stand-In Frictionless Authentication	Visa: `4868719581920723` Mastercard: `5329879715396727` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "POSSIBLE", "three_d_secure": { "enrollment_status": "Y", "authentication_status": "A" } }`
Unavailable Frictionless Authentication from the Issuer	Visa: `4868719033482561` Mastercard: `5329879705777613` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "NO", }`
Rejected Frictionless Authentication by the Issuer	Visa: `4868719081564153` Mastercard: `5319541865518409` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "NO", "three_d_secure": { "enrollment_status": "Y", "authentication_status": "R" } }`
Authentication Not Available on Lookup	Visa: `4868719488651967` Mastercard: `5329879714462553` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "NO", "three_d_secure": { "enrollment_status": "U", } }`
Error on Lookup	Visa: `4868719212118267` Mastercard: `5329879799002902` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "NO", }`
Timeout on cmpi_lookup Transaction	Visa: `4868719447403153` Mastercard: `5329879712676014` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "NO", }`
Successful Step Up Authentication	Visa: `4868719166101368` Mastercard: `5329879735316929` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "POSSIBLE", "three_d_secure": { "enrollment_status": "Y", "authentication_status": "Y" } }`
Failed Step Up Authentication	Visa: `4868719181895556` Mastercard: `5329879768013724` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "NO", "three_d_secure": { "enrollment_status": "Y", "authentication_status": "N" } }`
Step Up Authentication is Unavailable	Visa: `4868719557718580` Mastercard: `5329879734808405` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "NO", "three_d_secure": { "enrollment_status": "Y", "authentication_status": "U" } }`
Error on Authentication	Visa: `4868719841831470` Mastercard: `5329879759348949` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "UNKNOWN", "three_d_secure": { "enrollment_status": "Y", "authentication_status": "U" } }`
Bypassed Authentication	Visa: `4868719387168584` Mastercard: `5329879774090658` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "NO", "three_d_secure": { "enrollment_status": "B", } }`
Require MethodURL	Visa: `4868719420856260` Mastercard: `5329879778167759` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "NO", "three_d_secure": { "enrollment_status": "U", } }`
Suspected Fraud	Visa: `4868719414353647` Expiration: 01/2 023 CVV: 123	`"authentication_result": { "liability_shift": "NO", "three_d_secure": { "enrollment_status": "Y", "authentication_status": "R" }`
Cardholder Not Enrolled in Service	Visa: `4868719272965169` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "NO", "three_d_secure": { "enrollment_status": "Y", } }`
Transaction timed out at the ACS	Visa: `4868719242028502` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "NO", }`
Non-Payment transaction not supported	Visa: `4868719696031259` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "NO", }`
3RI transaction not supported	Visa: `4868719785718543` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "NO", "three_d_secure": { "enrollment_status": "Y", "authentication_status": "U" }`
Transaction Risk Analysis (TRA) / Low Value - Mastercard	Mastercard: `5329879716900121` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "NO", "three_d_secure": { "enrollment_status": "Y", "authentication_status": "N" } }`
Transaction Risk Analysis (TRA) / Low Value - Mastercard	Mastercard: `5329879767403439` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "NO", "three_d_secure": { "enrollment_status": "Y", "authentication_status": "N" } }`
Transaction Risk Analysis (TRA) / Low Value - Visa	Visa: `4868719664345830` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "NO", "three_d_secure": { "enrollment_status": "Y", "authentication_status": "I" }`
Prompt For Whitelist	Visa: `4868719995056080` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "POSSIBLE", "three_d_secure": { "enrollment_status": "Y", "authentication_status": "Y" } }`
Utilize Trusted Beneficiary Exemption	Visa: `4868719117473452` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "NO", "three_d_secure": { "enrollment_status": "Y", "authentication_status": "Y" } }`
Identity Check Insights (ScoreRequest = N)	Mastercard: `5329879747887362` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "NO", "three_d_secure": { "enrollment_status": "Y", "authentication_status": "U" } }`
Identity Check Insights (ScoreRequest = Y)	Mastercard: `5329879702238494` Expiration: 01/2025 CVV: 123	`"authentication_result": { "liability_shift": "NO", "three_d_secure": { "enrollment_status": "Y", "authentication_status": "U" } }`

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