Save payment methods

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Last updated: Oct 21st, 9:48am

Save payment methods so payers don't have to enter details for future transactions. Payers can check out faster or pay without being present after they agree to save a payment method.

A payment method is saved and exchanged for a unique token through tokenization. The token is stored securely and used instead of the original account number.

The benefits of using saved payment tokens include:

  • Increased security by reducing opportunities for data theft.
  • Simplified payment processing.
  • Helps maintain the Payment Card Industry Data Security Standard (PCI DSS) compliance.

Save payment methods with or without transaction

  • With a transaction - The customer's payment method is saved during checkout. They can select it again at checkout for faster transactions.
  • Without a transaction - The customer's payment method is saved without checkout. Customers don't have to be present for future transactions. A common use case is offering a free trial of a product and charging customers later.

Save payment methods at platform or merchant level

  • Save payment methods at the platform level - Supports a payer using a saved payment method with many merchants. For example, a payer saves their payment method on a marketplace's website. The payer can then use their saved payment method with any merchant on the marketplace.
  • Save payment methods at the merchant level - Supports a payer using a saved payment method with one merchant. For example, a payer saves their payment method on a merchant's website. The merchant's ecommerce is hosted by a third party. The third party saves payment methods for the merchant.

Supported payment methods

PayPal can save the following payment methods to the vault:

  • Credit and debit cards
  • PayPal Wallets
  • Venmo

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