Process Payments

Overview

Processing payments is when money moves from a buyer, such as a shopper or donor, to a seller, such as a merchant or fundraiser. Use the following sections to learn how to process payments.

Create an order

To process payments, you start by creating an order with the Orders API. An order represents the payment you want to process and includes details, such as the amount to process, details about the seller, and any fees you want to collect.

Render payment methods

After you’ve created an order, you present payment methods to your buyers so they can pay for the order. Smart Payment Buttons allows you to present several payment methods including PayPal, PayPal Credit, Venmo, iDEAL, and Bancontact. Additionally, you can use Custom Card Fields to accept credit card payments directly on your website.

Note: The Smart Payment Buttons does not allow you to render fields to accept credit cards directly on your website. The PayPal Custom Card Fields integration enables you to accept card payments directly within your website while maintaining PCI compliance. Custom Card Fields is a limited-release solution available only to select partners. For more information, reach out to your PayPal account manager.

Note: (UK merchants) Credit is a regulated activity in the UK. Before integrating a PayPal Credit button, you must be authorized to act as a credit broker and have a credit agreement with PayPal. For more information, speak to your Customer Success Manager (CSM) or contact business customer support

Move money

Once your buyer has paid for the order, you can move money from your buyer to your seller. To move money you must capture it from your buyer and then disburse it to your seller.

Capture money

Capture is when money is taken from your buyer. This means that the balance of your buyer’s PayPal account, credit card statement, bank statement, or whatever payment method your buyer chooses to pay with is deducted.

To capture money, you can use immediate capture or authorize and capture. With immediate capture, you capture money as soon as your buyer pays for the order. When you use authorize and capture, you authorize the money to capture later.

Disburse money

Disbursement is when money that has been captured from your buyer is given to your seller. This means that the balance of your seller’s PayPal account has been credited.

By default, money is disbursed instantly to your seller as soon as it is captured from your buyer. Alternatively, you can delay disbursement, and money will be held until you explicitly direct it to be disbursed to your seller.

Next

Use the following links to create an order and move money:

• Immediate capture

• Authorize and capture

• Delay disbursement

See Checkout to render payment methods.