Pay later offers
PayPal offers short-term, interest-free payments and other special financing options that buyers can use to buy now and pay later, while merchants still get paid up-front. Because pay later offers are included with PayPal Checkout, you won't pay additional costs.
Pay later offers include the following:
- Pay in 4, which buyers can use to pay for purchases in four, interest-free installments.
- PayPal Credit, a revolving line of credit that buyers can use to pay over time.
When eligible, your existing PayPal buttons change to show a new Pay Later button. When customers select Pay Later, they can pay with flexible, buy now, pay later financing offers.
Buy now, pay later example
US-based consumers are eligible for pay later offers across most of our integrations. As a merchant, you're eligible to promote pay later offers if you are US-based with a US-facing website, and have a one-time payment integration. At this time, promotion of pay later offers is not available on PayPal vaulted payments or billing agreement integrations.
Choose how you want to add messaging to your site:
- If you built your site yourself, start integrating pay later messaging.
- If your site is on a commerce platform, choose your platform and follow the setup guide.