The advanced credit card processing levels such as Level 2 and Level 3 can help you qualify for
lower interchange rates on transactions made with certain Visa and Mastercard corporate and
purchasing cards. To qualify for Level 2, you must pass specific data in credit card transactions.
To qualify for Level 3, you must pass specific line item data and additional information when
creating sale transactions. Braintree passes these details to the card networks, which report them
to the business cardholders to help them monitor spending. This guide explains how to pass the
required fields to qualify for Level 2 and 3 processing. For a complete list of the required fields
for each level,
see the Required Fields page.
Merchant requirements
Level 2 and Level 3 processing are available to US merchants who have a Tax ID, and EU and UK
merchants who have a VAT ID linked to their Braintree accounts. To ensure that your merchant account
includes your Tax ID or VAT ID and that your Merchant Category Code (MCC) qualifies for reduced
interchange rates, contact us. For more details on availability and
appropriate business use cases, refer to your bank-specific support articles or
contact us.
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