Country or region

Pay Later (AU)

PayPal offers short-term, interest-free payments that buyers can use to buy now and pay later, while merchants get paid up-front. Pay Later is included with the standard PayPal Checkout. However, specific Pay Later offers differ by country.

Increased conversion

Adding buy now pay later messaging to your site can improve conversion, attract new customers, and increase order values.

Dynamic Messages

You can show your customers their specific Pay Later offer based on the contents of their shopping cart.

Multiple touch points

Add messaging throughout your site such as on product pages, the shopping cart, and checkout pages.

Pay Later in Australia includes the following products:

Pay Later in Australia includes Pay in 4, which eligible AU buyers can use to pay in four interest-free payments for purchases of $30 to $2,000 AUD. The first payment is due at the time of the transaction, and subsequent payments are due every two weeks.

Product	Number of Payments	Due	Purchase Amount
Pay in 4	4	Bi-weekly	AUD $30 to $2,000

How it works

A customer visits your website and sees that they can buy now and pay later.

When customers check out with PayPal, they can choose Pay in 4 or Pay Monthly.

We handle it from there — the merchant gets paid up front and in full.

How to integrate

Choose how you want to add Pay Later to your site.

Pay Later on Commerce Platforms

Site hosted through a website builder? Add messaging in just a few clicks.

Choose your platform

Add Pay Later messaging

You can get started quickly with a copy-and-paste integration.

Code it yourself

Add Pay Later button

Set up standard payments to present a Pay Later payment button to your payers.

Integrate JS SDK Upgrade JS SDK

Eligibility

You're eligible to integrate Pay Later offers in Australia if you meet all of the following:

You're an Australia-based PayPal merchant.

You have an Australia-facing website.

You transact in Australian dollars (AUD).

You have a one-time payment integration.

You abide by the PayPal Acceptable Use Policy.

You do not edit Pay Later messages with additional content, wording, marketing, or other materials to encourage the use of this product. PayPal reserves the right to take action in accordance with the PayPal User Agreement.