Pay Later (DE)

PayPal offers short-term, installment payments and other special financing options that buyers can use to buy now and pay later, while merchants get paid up-front. Pay Later is included with the standard PayPal Checkout. However, specific Pay Later offers differ by country.

Increased conversion

Adding buy now pay later messaging to your site can improve conversion, attract new customers, and increase order values.

Dynamic Messages

You can show your customers their specific Pay Later offer based on the contents of their shopping cart.

Multiple touch points

Add messaging throughout your site such as on product pages, the shopping cart, and checkout pages.

Pay Later in Germany includes the following products:

Product Number of Payments Due Purchase Amount
PayPal Ratenzahlung 3, 6, 12, or 24 installments Monthly 99€ to 5,000€, 10.99% APR
Pay in 30 Days 1 Single payment due after 30 days 1€ to 2,000€


How it works

1

A customer visits your website and sees that they can buy now and pay later.

2

When customers check out with PayPal, they can choose Pay in 30 Days.

3

We handle it from there — the merchant gets paid up front and in full.

How to integrate
Choose how you want to add Pay Later to your site.
Pay Later on Commerce Platforms
Site hosted through a website builder? Add messaging in just a few clicks.

Add Pay Later messaging
You can get started quickly with a copy-and-paste integration.

Add Pay Later button
Set up standard payments to present a Pay Later payment button to your payers.

Eligibility

You're eligible to integrate Pay Later offers in Germany if you meet all of the following:

You're a Germany-based PayPal merchant.

You have a Germany-facing website.

You transact in euros (EUR).

You have a one-time payment integration.

You abide by the PayPal Acceptable Use Policy.

You do not edit Pay Later messages with additional content, wording, marketing, or other materials to encourage use of this product. PayPal reserves the right to take action in accordance with the PayPal User Agreement.

See Also