PayPal offers short-term, interest-free payments and other special financing options that buyers can use to buy now and pay later, while merchants get paid up-front. Pay Later is included with the standard PayPal Checkout. However, specific Pay Later offers differ by country.
Increased conversion
Adding buy now pay later messaging to your site can improve conversion, attract new customers, and increase order values.
Dynamic Messages
You can show your customers their specific Pay Later offer based on the contents of their shopping cart.
Multiple touch points
Add messaging throughout your site such as on product pages, the shopping cart, and checkout pages.
Pay Later in the UK includes the following products:
Pay in 3 - Eligible UK buyers can pay in three interest-free payments for purchases of £30 – £2,000.
PayPal Credit - Eligible UK buyers receive a revolving line of credit that they can use to pay over time. PayPal Credit offers either 0% interest for 4 months on purchases over £99 or a merchant-specific Installment offers. For the 0% interest for 4 months offer, any remaining balance due after the promotional period or any transactions under £99 are charged interest at the standard variable rate. Terms and conditions apply.
How it works
1
A customer visits your website and sees that they can buy now and pay later.
2
When customers check out with PayPal, they can choose Pay in 3.
3
We handle it from there — the merchant gets paid up front and in full.
How to integrate
Choose how you want to add Pay Later to your site.
Pay Later on Commerce Platforms
Site hosted through a website builder? Add messaging in just a few clicks.
Pay Later offers are available to UK merchants on a limited basis. To be eligible to integrate Pay Later offers in the UK you must meet all of the following:
You do not edit Pay Later messages with additional content, wording, marketing, or other materials to encourage use of this product. PayPal reserves the right to take action in accordance with the PayPal User Agreement.
