3D Secure

Use 3D Secure to authenticate card holders through card issuers. It reduces the likelihood of fraud when you use supported cards and improves transaction performance. A successful 3D Secure authentication can shift liability for fraudulent chargebacks from you to the card issuer.

3D Secure authentication is performed only if the card is enrolled for the service. When your customer submits their card details on your website for processing, you have the option of triggering 3D Secure. When triggered, customers are prompted by their card issuing bank to complete an additional verification step to enter a one-time or static password, depending on the implementation.

Eligibility

3D Secure is available for advanced credit and debit card payments integrations.

Country	Card brand	Currencies
Australia	Mastercard, Visa, American Express (AUD only)	AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, JPY, NOK, NZD, PLN, SEK, SGD, USD
Canada	Mastercard, Visa, American Express (CAD only), JCB (CAD only)	AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, JPY, NOK, NZD, PLN, SEK, SGD, USD
France	Mastercard, Visa, American Express (EUR only), Carte Bancaire	AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, JPY, NOK, NZD, PLN, SEK, SGD, USD
Italy	Mastercard, Visa, American Express (EUR only)	AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, JPY, NOK, NZD, PLN, SEK, SGD, USD
Spain	Mastercard, Visa, American Express (EUR only)	AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, JPY, NOK, NZD, PLN, SEK, SGD, USD
United States	Mastercard, Visa, American Express (USD only), Discover (USD only)	AUD, CAD, EUR, GBP, JPY, USD
United Kingdom	Mastercard, Visa, American Express (GBP, USD only)	AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, JPY, NOK, NZD, PLN, SEK, SGD, USD

How do you want to integrate?

JavaScript SDK Enable 3D Secure with the JavaScript SDK	Orders API Enable 3D Secure with Orders API