Network Updates

SPRING 2024 RELEASE GUIDE

The card networks (Visa, Mastercard, Amex, Discover, etc.) introduce and make changes to their operating rules and mandates throughout the year. Many of these changes come twice per year—in spring and fall.

These network updates typically include fee introductions or fee changes, new mandates, new features, or updates to existing features. The changes can be broad in nature and may include updates such as mandates to comply with new regulations; implementing new fees; or requiring merchants to use schemes like 3DS 2.0 to help reduce fraud.

While many of the updates require no action for merchants, some do require integration changes or force adoption of services. Additionally, some of the updates carry new or changed fees.

PayPal Braintree teams have worked together to identify the key updates for Spring 2024, and we have provided information about these updates below. We have called out the type of update (fee change, mandate, new feature/update), which network the update comes from, and the relevant market(s).

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KEY SPRING 2024 NETWORK RELEASES

(click below to jump to specific update)

Scheme	Name (click to jump)	Type	Geographic Impact
Visa	Processing Integrity Fees	Fee Change	CEMEA, CA, APAC, EU, LAC
	Modifications to Certain US Interchange Rates and Programs	Fee Change	US
	Intra-Europe EEA Commercial Interchange Fees	Fee Change	EU
	Introduction to CVV2 Pricing in Canada	Fee Change	Canada
	Updates to Visa Secure Data Fields Mandate	Feature Change	Global
	Resolve Online Pricing Changes for Europe	Fee Change	EU
	Non-domestic Currency Settlement Fee	Fee Change	EU
Mastercard	Expanding Digital Enablement in the US	Fee Change	US
	Revised Excessive Authorization Attempts	Fee Change	Canada
	CVV2 Compliance Requirements	Feature Change	APAC
	Extending Network Access and Brand Usage Fee	Fee Change	US
	Revising Acquirer Brand Volume Fee	Fee Change	US