Pay Later messaging (AU)

PayPal offers short-term, interest-free payments that buyers can use to buy now and pay later, while merchants get paid up-front. Pay Later is included with the standard PayPal Checkout. However, specific Pay Later offers differ by country.

Pay Later in Australia includes Pay in 4, which eligible AU buyers can use to pay in four interest-free payments for purchases of $30 to $2,000 AUD. The first payment is due at the time of the transaction, and subsequent payments are due every two weeks.

Pay Later messaging

Pay Later messaging lets your buyers know they can buy now and pay later, if they check out with PayPal. Adding messaging to your website can help improve conversion, attract new customers, and increase order values.

Pay Later messages are dynamic, enabling you to show your customers their specific Pay Later offer, based on the contents of their shopping cart.

Add dynamic messaging throughout the shopping journey where customers see prices and subtotals, such as on product pages, the shopping cart, and checkout pages.

You're eligible to integrate Pay Later offers in Australia if you meet all of the following:

• You're an Australia-based PayPal merchant.
• You have an Australia-facing website.
• You transact in Australian dollars (AUD).
• You have a one-time payment integration.
• You abide by the PayPal Acceptable Use Policy.
• You do not edit Pay Later messages with additional content, wording, marketing, or other materials to encourage the use of this product. PayPal reserves the right to take action in accordance with the PayPal User Agreement.

Reference Transaction and Recurring Payment integrations aren't eligible for Pay Later offers. Website Payments Standard (WPS) integrations aren't eligible for Pay Later messaging.

• Pay Later Messaging Center Program Terms
• PayPal Acceptable Use Policy
• PayPal Advertising Program terms
• PayPal User Agreement