Get paid in full at checkout while giving your customers the flexibility to pay in installments over time with no late fees. 

Specific Pay Later offerings differ by country. Select a country from the dropdown list to see what Pay Later offers are available. 

To add Pay Later offers to an integration with a third-party commerce platform, see Commerce Platforms.

Features

With Pay Later, you can get: 

• Increased conversion: Adding "buy now, pay later" messaging to your site can improve conversion, attract new customers, and increase order values. 
• Dynamic messages: You can show your customers a Pay Later offer that is based on the contents of their shopping cart. 
• Multiple touch points: Add messaging throughout your site, such as on product pages, the shopping cart, and checkout pages.

The following illustration shows the basic user experience with Pay Later in France.

Pay Later products in France

Pay Later in France includes Pay in 4, which is an installment offer that allows consumers to spread the cost of a purchases across 4 equal payments for transactions between 30€ – 2,000€. The first payment is due at the time of the transaction. The subsequent payments spread across 90 days.

Eligibility

You're eligible to integrate Pay Later offers in France if you:

• You're a France-based PayPal merchant.
• You have a France-facing website.
• You transact in euros (EUR).
• You have a one-time payment integration.
• Abide by the PayPal Acceptable Use Policy.
• Do not edit Pay Later messages with additional content, wording, marketing, or other materials to encourage the use of this product. For non-compliant messaging, PayPal reserves the right to take action in accordance with the PayPal User Agreement.
• Do not create, display, or host your own Pay Later content. Instead, integrate only the official code that PayPal provides.

Integrate

Choose how you want to integrate Pay Later messaging and buttons:

• Code it yourself.
• Use a commerce platform.

To upgrade an existing integration, see the upgrade options.

See also

• Pay Later Messaging Center Program Terms
• PayPal Acceptable Use Policy
• PayPal Advertising Program terms
• PayPal User Agreement