Get paid in full at checkout while giving your customers the flexibility to pay in installments over time with no late fees. 

Specific Pay Later offerings differ by country. Select a country from the dropdown list to see what Pay Later offers are available. 

To add Pay Later offers to an integration with a third-party commerce platform, see Commerce Platforms.

Features

With Pay Later, you can get: 

• Increased conversion: Adding "buy now, pay later" messaging to your site can improve conversion, attract new customers, and increase order values. 
• Dynamic messages: You can show your customers a Pay Later offer that is based on the contents of their shopping cart. 
• Multiple touch points: Add messaging throughout your site, such as on product pages, the shopping cart, and checkout pages.

The following illustration shows the basic user experience with Pay Later in Italy.

Pay Later products in Italy

Pay Later in Italy includes Pay in 3 installments, which eligible buyers can use to pay in 3 interest-free payments for purchases of 30€ – 2,000€. The first payment is due at the time of the transaction, and subsequent payments are due every month.

Eligibility

You're eligible to integrate Pay Later in Italy if you meet all the following requirements:

• You’re an Italy-based PayPal merchant.
• You have an Italy-facing website.
• You transact in euros (EUR).
• You have a one-time payment integration.
• You abide by the PayPal Acceptable Use Policy.
• You don't edit Pay Later messages with additional content, wording, marketing, or other materials to encourage use of this product. PayPal reserves the right to take action in accordance with the PayPal User Agreement.

Integrate

Choose how you want to integrate Pay Later messaging and buttons:

• Code it yourself.
• Use a commerce platform.

To upgrade an existing integration, see the upgrade options.

See also

• PayPal Acceptable Use Policy