Integrate card payments in iOS apps

Integrate with card payments

Build and customize the card fields to align with your branding.

1. Add card payments module to your app

Add the CardPayments package dependency for your app using Swift Package Manager or CocoaPods:

2. Create CardClient

A CardClient helps you attach a card to a payment.

In your iOS app:

1. Use the CLIENT_ID to construct a CoreConfig.
2. Construct a CardClient using your CoreConfig object.

1let coreConfig = CoreConfig(clientID: "CLIENT_ID", environment: .sandbox)
2let cardClient = CardClient(config: coreConfig)

3. Get Order ID

On your server:

1. Create an ORDER_ID by using the Orders v2 API.
2. Pass your ACCESS_TOKEN in the Authorization header. To get an ACCESS_TOKEN, use the Authentication API.

   Note: This access token is only for the sandbox environment. When you're ready to go live, request a live access token by changing the request sandbox endpoint to https://api-m.paypal.com/v1/oauth2/token.

3. Pass the intent. You'll need to pass either AUTHORIZE or CAPTURE as the intent type. This type must match the /authorize or /capture endpoint you use to process your order.

1curl --location --request POST 'https://api-m.sandbox.paypal.com/v2/checkout/orders/' \
2  -H 'Content-Type: application/json' \
3  -H 'Authorization: Bearer ACCESS_TOKEN' \
4  --data-raw '{
5    "intent": "CAPTURE|AUTHORIZE",
6    "purchase_units": [
7      {
8        "amount": {
9          "currency_code": "USD",
10          "value": "5.00"
11        }
12      }
13    ]
14  }'

When a buyer starts a payment, send the ORDER_ID from your server to your client app.

4. Create card request

A CardRequest object:

• Attaches a card to an ORDER_ID.
• Launches 3D Secure when a payment requires additional authentication.

1. Collect card payment details

Build a card object with the buyer's card details:

1let card = Card(
2  number: "4005519200000004",
3  expirationMonth: "01",
4  expirationYear: "2025",
5  securityCode: "123",
6  cardholderName: "Jane Smith",
7  billingAddress: Address(
8    addressLine1: "123 Main St.",
9    addressLine2: "Apt. 1A",
10    locality: "City",
11    region: "IL",
12    postalCode: "12345",
13    countryCode: "US"
14  )
15)

Collecting a billing address can reduce the number of authentication challenges to customers.

2. Build CardRequest

Build a CardRequest with the card object and your ORDER_ID:

1let cardRequest = CardRequest(
2  orderID: "ORDER_ID",
3  card: card,
4  sca: .scaAlways // default value is .scaWhenRequired
5)

3D Secure is supported for all card payments to comply with the Second Payment Services Directive (PSD2). PSD2 is a European Union regulation that introduces Strong Customer Authentication (SCA) and other security requirements.

Select your SCA launch option type using the sca parameter in the CardRequest initializer:

• SCA.scaWhenRequired launches an SCA challenge when applicable. This is enabled by default.
• SCA.scaAlways requires an SCA challenge for all card transactions.

5. Approve order

After your CardRequest has the card details, call cardClient.approveOrder() to process the payment.

1class MyViewController: UIViewController {
2  func cardCheckoutTapped(cardRequest: CardRequest) {
3    cardClient.approveOrder(request: cardRequest)
4  }
5}

6. Handle payment result scenarios

Set up your CardDelegate to handle successful payments, errors, cancellations, and 3D Secure transaction flows.

1extension MyViewController: CardDelegate {
2  func setupCardClient() {
3    cardClient.delegate = self
4  }
5  // MARK: - CardDelegate
6  func card(_ cardClient: CardClient, didFinishWithResult result: CardResult) {
7    // Order was approved and is ready to be captured/authorized (refer to the next step)
8  }
9  func card(_ cardClient: CardClient, didFinishWithError error: CoreSDKError) {
10    // handle the error by accessing `error.localizedDescription`
11  }
12  func cardDidCancel(_ cardClient: CardClient) {
13    // 3D Secure auth was canceled by the user
14  }
15  func cardThreeDSecureWillLaunch(_ cardClient: CardClient) {
16    // 3D Secure auth will launch
17  }
18  func cardThreeDSecureDidFinish(_ cardClient: CardClient) {
19    // 3D Secure auth did finish successfully
20  }
21}

7. Authorize and capture order

Submit your ORDER_ID for authorization or capture when the PayPal iOS SDK calls the didFinishWithResult method.

Call the authorize endpoint of the Orders V2 API to place the money on hold:

Sample request: Authorize order

1curl --location --request POST 'https://api-m.sandbox.paypal.com/v2/checkout/orders/ORDER_ID/authorize' \
2  -H 'Content-Type: application/json' \
3  -H 'Authorization: Bearer ACCESS_TOKEN' \
4  --data-raw ''

Call the capture endpoint of the Orders V2 API to capture the money immediately:

Sample request: Capture order

1curl --location --request POST 'https://api-m.sandbox.paypal.com/v2/checkout/orders/ORDER_ID/capture' \
2  -H 'Content-Type: application/json' \
3  -H 'Authorization: Bearer ACCESS_TOKEN' \
4  --data-raw ''

8. Test integration

Before going live, test your integration in the sandbox environment.

Learn more about the following resources on the Card Testing page:

• Use test card numbers to simulate successful payments for advanced checkout integrations.
• Use rejection triggers to simulate card error scenarios.
• Test 3D Secure authentication scenarios.
• Test your integration by following these recommended use cases. See the Orders v2 API for details about billing address fields and other parameters. For example, use the 2-character country code to test the billing address.

Note: Use the credit card generator to generate additional test credit cards for sandbox testing.

When prompted for required data for the sandbox business request, such as a phone number, enter any number that fits the required format. Because this is a sandbox request, the data doesn't have to be factual.

Before you go live, you'll need to complete live onboarding to be eligible to process cards with your live PayPal account.

Use PayPal buttons in your UI

The PaymentButtons module provides a set of PayPal-branded buttons to seamlessly integrate with PayPal web and native payments.

Follow these steps to add PayPal buttons to your integration:

1. Add PaymentButtons to your app

Add the PaymentButtons package dependency for your app using Swift Package Manager or CocoaPods:

2. Create PayPal button

The PaymentButtons module provides 3 buttons that you can use in your application:

• PayPalButton: A generic PayPal button.
• PayPalPayLater: A PayPal button with a PayLater label.
• PayPalCredit: A PayPal button with the PayPalCredit logo.

These buttons include customization options such as color, shape, size, and labels. Here's how to style the button corner radius:

Add buttons using either UKit or SwiftUI as follows:

1class MyViewController: UIViewController {
2  lazy var payPalButton: PayPalButton = {
3    let payPalButton = PayPalButton()
4    payPalButton.addTarget(self, action: #selector(payPalButtonTapped), for: .touchUpInside)
5    return payPalButton
6  }()
7  @objc func payPalButtonTapped() {
8    // Insert your code here
9  }
10  override func viewDidLoad() {
11    super.viewDidLoad()
12    view.addSubview(payPalButton)
13  }
14}