Pay upon Invoice with Ratepay

The buyer selects the Pay upon Invoice payment option. At the time of payment method selection, display the benefits of deferred payments and the payment due date.

The buyer provides their information to process the Pay upon Invoice payment, including their full name, email address, delivery and billing addresses, date of birth, and phone number.

Near the Buy Nowbutton, display the legal text provided in the integration instructions so the buyer knows the terms before any information is sent to PayPal.

Upon a successful transaction, Ratepay emails payment instructions to the buyer. On the Order Success page, provide transaction details and notify the buyer to wait for payment instructions from Ratepay. If Ratepay declines the transaction due to buyer risk reasons, display the error message as shown in the Error handling section.

The buyer receives an invoice with cart details and Ratepay's payment instruction details, including the payment reference number, which is returned in the API response. Always use the payment instruction details provided for each transaction to ensure accuracy. In the invoice, instruct the buyer to pay only using Ratepay. Here's a sample invoice:

Here's a sample payment instructions email from Ratepay:

The buyer pays Ratepay by logging into their bank account and making a bank transfer. If you have a simplified integration, you are obliged to ship the order within 7 calendar days.

If the buyer does not pay by the due date, they are subject to dunning fee charged by Ratepay. No action is required from you during the follow-up and dunning process.